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160 E Currahee Street, Toccoa
$149,900
10738893 MLS
Prime mixed-use property located in the center of downtown Toccoa, offering both business and living potential. Although designated for commercial use, the layout easily accommodates residential conversion, making it a flexible and valuable investment. Positioned just off Highway 123, the property benefits from excellent visibility and steady daily traffic. The interior features a spacious parking area, four large multipurpose rooms, two restrooms, and a dedicated kitchen/break area. Key components of the property-including the exterior siding, roofing, HVAC system, and water heater-are all in great shape, providing peace of mind for the next owner. With its adaptable zoning and unbeatable downtown location, this is a standout opportunity for anyone looking to establish a business, create a live-work space, or expand their investment portfolio in Toccoa.

160 E Currahee Street, Toccoa

143 Wards Creek Rd Unit 2, Toccoa
$359,900
4 Beds ⋅ 3 Baths ⋅ CL354237 MLS
New Construction 100% completed! Not in a Subdivision, NO HOA on 1.00 Acre Lot! The Gregory Floorplan has an Open Concept with Vaulted Ceilings! Family Rm has Woodburning Fireplace with Built-ins on each side. Quartz Counters in the Kitchen, Large Island, Breakfast Bar and Pantry! Separate Dining Rm! Split Bedroom plan! Bonus/Office could be 4th Bedroom. The Master Suite boast tray ceilings, separate/double vanity, quartz in master bath, soaking tub w/separate shower and Walk-in Closet! LVP flooring throughout except bedrooms. Covered front and back porches! Homes qualify for USDA 100% Financing! Builder is offering $4000 incentives in closing costs with use of preferred lender. Photos and/or renderings are representative and stock photos not the actual property.

143 Wards Creek Rd Unit 2, Toccoa

143 Wards Creek Road, Toccoa
$359,900
3 Beds ⋅ 3 Baths ⋅ 10737883 MLS
New Construction 100% Completed! Not in a Subdivision, NO HOA on 1.00 Acre Lot! The Gregory Floorplan has an Open Concept with Vaulted Ceilings! Family Rm has Woodburning Fireplace with Built-ins on each side. Quartz Counters in the Kitchen, Large Island, Breakfast Bar and Pantry! Separate Dining Rm! Split Bedroom plan! Bonus/Office could be 4th Bedroom. The Master Suite boast tray ceilings, separate/double vanity, quartz in master bath, soaking tub w/separate shower and Walk-in Closet! LVP flooring throughout except bedrooms. Covered front and back porches! Homes qualify for USDA 100% Financing! Builder is offering $4000 incentives in closing costs with use of preferred lender. Photos and/or renderings are representative and stock photos not the actual property.

143 Wards Creek Road, Toccoa

574 S Sage Street, Toccoa
$195,000
3 Beds ⋅ 2 Baths ⋅ 10737729 MLS
Completely refreshed and move-in ready, this renovated brick home offers space, flexibility, and value in one smart package. Featuring 3 oversized bedrooms and 1.5 baths, the home opens to a bright, open-concept living area with durable luxury vinyl plank flooring throughout-perfect for everyday living and easy maintenance. The layout is designed for versatility, with both a main living area and a separate den ideal for entertaining, working from home, or creating a second lounge space. An oversized mudroom/laundry area just off the kitchen and dining space adds convenience and extra storage-something you don't often find at this price point. Major systems have already been taken care of, with the roof, HVAC, and water heater all under 5 years old-giving buyers peace of mind from day one. Situated on a private, low-maintenance lot with ample parking, this property is ideal for buyers looking for quiet living without the hassle of extensive upkeep. Located just minutes from downtown shopping, dining, and everyday amenities, you get both convenience and a sense of retreat. Even better-this home qualifies for 100% financing and down payment assistance programs, making homeownership more accessible than ever. If you've been waiting for an affordable, updated home with space to grow, this is your opportunity. Schedule your showing today.

574 S Sage Street, Toccoa

159 Manor Oak Trail, Toccoa
$995,000
4 Beds ⋅ 3 Baths ⋅ 10735894 MLS
Tucked into a quiet, wooded cove on Lake Hartwell, Inn the Cove is a fully renovated, fully furnished retreat with a private covered dock that typically floats year-round with approximately 6 feet of water at full pool. Inside, vaulted ceilings, exposed wood beams, large windows, and abundant natural light give the home a relaxed, open feel. The kitchen features an oversized island, quartz countertops, farmhouse sink, and custom cabinetry, opening to the dining and living areas. Open the oversized kitchen windows and the counter becomes a pass-through bar to the screened porch, perfect for serving drinks, sharing meals, and keeping everyone connected between the kitchen and one of the home's favorite gathering spaces. Voted favorite spot for a rainy afternoon nap! The main house includes three bedrooms, laundry, and two full baths, including a primary suite with outdoor access, a bunk room, and guest bedroom. A detached recreation space serves as a game room, lounge, and fourth bedroom with four beds, plus its own full bath and large storage closet. New Trex decking offers plenty of room for dining and relaxing, while the dock makes boating, swimming, and kayaking easy. A public boat ramp is just two minutes away. Ideal as a full-time home, weekend retreat, or established income-producing rental with outstanding reviews. Inn the Cove is offered fully furnished, with high end furnishings and details throughout. In the owner's experience, 2026 was the only year that the dock did not remain floating year-round, due to extreme drought and unusually low managed lake levels.

159 Manor Oak Trail, Toccoa

586 Collins Road, Toccoa
$250,000
3 Beds ⋅ 2 Baths ⋅ 10731809 MLS
Rare Opportunity! Finding 1.31 acres inside the City of Toccoa is becoming increasingly difficult, making this well-built, four-sided brick home a standout opportunity. Situated on a spacious double lot, this 3-bedroom, 1.5-bath home offers room to spread out while enjoying the convenience of being just minutes from schools, shopping, dining, and everyday amenities. Built to last, the home features solid four-sided brick construction, a metal roof, storm windows, city water, and an all-electric setup through Georgia Power. Inside, you'll find a functional floor plan with a spacious kitchen featuring double ovens, a separate cooktop, abundant cabinetry, and a comfortable dining area. Original wood paneling adds warmth and character, while offering the perfect canvas to update the home to your own style. The full-height partial basement provides excellent space for a workshop, hobby area, or additional storage. A covered carport and expansive yard offer plenty of room for gardening, outdoor entertaining, pets, or future improvements. Whether you're searching for your first home, downsizing to one-level living, or looking for a property with room to personalize and build equity, this home delivers outstanding value in a location where large in-town lots are rarely available. Don't miss your chance to own a solid brick home on over an acre in the heart of Toccoa!

586 Collins Road, Toccoa

35 Jordan Loop, Toccoa
$169,000
3 Beds ⋅ 2 Baths ⋅ 10727723 MLS
Conveniently located in the heart of Toccoa, GA, 3-bedroom, 2-bath mobile home offers comfortable living with an open floor plan and great functionality. The spacious living room features a cozy fireplace, perfect for relaxing or entertaining. The kitchen includes a breakfast area, breakfast bar, and pantry, providing plenty of space for everyday living. The owner's suite offers a walk-in closet and a private bath complete with a garden tub and separate shower. Enjoy outdoor space with a fenced backyard, ideal for pets or gatherings. A 2-car metal garage/workshop adds excellent storage and workspace options. Located just minutes from town, shopping, and schools, this property combines convenience with value. Cash buyer, Contact 21st Mortgage for financing 800-955-0021.Does not have permanent foundation. Title needs to be retired at closing. Ineligible for FHA , USDA and VA Loan.

35 Jordan Loop, Toccoa

773 Shorewood Circle, Toccoa
$324,999
5 Beds ⋅ 2 Baths ⋅ 10727494 MLS
Welcome to your Lake Hartwell retreat in beautiful Shorewood Estates! This 5-bedroom, 2-bath cabin sits on a private wooded lot with private dock, and a path leading directly to the water. Enjoy 2,048 sq. ft. of living space featuring vaulted ceilings, Enjoy Natural wood finishes, hardwood and tile flooring, along with large windows that bring warmth and character throughout, and a spacious great room with large open windows, perfect for gathering. The kitchen offers ample counter space and a full appliance package. Five bedrooms provide room for family and guests, plus a partially finished basement with endless potential for future living area, rec room, or storage. Outside, the full front and side decks create the ideal spot for entertaining or relaxing with lake views. Enjoy a convenient pull-through driveway with parking for multiple vehicles, boats, or trailers. Perfect as a primary residence, vacation home, or investment property. Bring your boat or just walk down to your private dock and enjoy sitting by the water or fishing. Bring your vision, and start living the lake life today.

773 Shorewood Circle, Toccoa

333 Laurel Mountain Drive, Toccoa
$675,000
10721751 MLS
Tucked away in the serene foothills of Northeast Georgia, this exceptional 20.05-acre retreat offers a rare opportunity to own a private slice of waterfront paradise on Lake Hartwell, near the headwaters of the Tugaloo River. Positioned along the lake's quiet northwestern edge-just across from South Carolina-this property delivers the perfect blend of seclusion, natural beauty, and direct water access. The land is thoughtfully maintained and features an established network of trails, making it easy to explore the rolling terrain, enjoy peaceful walks, or access the shoreline. A private dock provides immediate access to the water, ideal for fishing, kayaking, or simply unwinding along the tranquil banks. At the heart of the property sits a charming 1,190-square-foot cabin, built in 2010 and designed for comfortable, relaxed living. The cabin includes one bedroom, a full bathroom, a half bathroom, kitchen with Ohio walnut countertops, and inviting living area, along with a loft space that accommodates additional guests-perfect for weekend getaways or extended stays. Just outside, a 340-square-foot pole barn (25' x 34') offers ample space for storing equipment, boats, or recreational gear. Despite its peaceful, secluded setting, the property is conveniently located just 7 miles from downtown Toccoa and under 10 miles from the renowned Currahee Club, offering premier golf and dining. Whether you're seeking a private recreational retreat, a family getaway, or a legacy property to enjoy for generations, this unique offering combines waterfront access, usable acreage, and comfortable improvements in a truly special setting.

333 Laurel Mountain Drive, Toccoa

1010 Lakeland Drive, Toccoa
$899,000
6 Beds ⋅ 3 Baths ⋅ 10711071 MLS
Lake Hartwell New Construction. Beautiful newly built home with 3,926 total sqft, on Lake Hartwell located on the north end of the Tugaloo River. The main level offers a large kitchen, laundry, 2 bedrooms and 2 full baths. A large family room with vaulted ceilings and a dining room. Big windows that scale the lakeside of the home offering a lot of natural light and views. There is a sunroom off the owners suite for those quiet afternoons with your favorite book. The back deck if partially covered offering plenty of room for entertaining or a relaxed evening with the family. On the lower level is an unfinished living/rec area with 4 bedrooms, full bath and laundry. This will give 6 bedrooms, two family rooms and a second laundry room. The french doors open to a large patio overlooking the lake. This home is found on .66 of an acre with a gentle walk to the waterfront. There is a covered dock with a boat lift on big water with views of the mountains. There is also a car/boat open garage to park the lake toys or vehicles. Located conveniently to Toccoa and 985. Minutes from 85 and a short drive to the north Ga. mountains. Come see this hard to find new construction on the waterfront.

1010 Lakeland Drive, Toccoa

941 Big A Road, Toccoa
$600,000
10705263 MLS
Prime office space for sale on Highway 17 in Toccoa, Georgia, offering exceptional visibility and accessibility in one of Stephens County's most established commercial corridors. This approximately 2,150 square foot commercial building is ideal for a medical office, professional practice, financial services, insurance agency, counseling center, or small business headquarters. The property is surrounded by thriving businesses and high-traffic retail, located next door to CVS Pharmacy and directly across from financial offices, restaurants, and shopping centers, providing strong exposure and convenience for clients and customers. The interior layout includes five to six private offices, a dedicated reception area, spacious waiting room, two bathrooms, a communication closet, multiple supply closets, flex or mini office spaces, and a large kitchen or breakroom area. The building has newer flooring, an updated HVAC system, and an architectural shingle roof, offering peace of mind for a business owner looking for a move-in ready office building in Northeast Georgia. Designed with functionality and accessibility in mind, the property features a circular drive for easy client drop-off, a wheelchair ramp, covered parking for two vehicles, and paved parking accommodating approximately 15 to 20 vehicles. Separate entrance and exit driveways allow for smooth traffic flow, making it ideal for client-facing businesses. If you are searching for office space for sale in Toccoa GA, commercial property on Highway 17, or a professional or medical office building in Stephens County, this prime location offers convenience, visibility, and flexibility for a growing business.

941 Big A Road, Toccoa

653 Racetrack Road, Toccoa
$334,900
3 Beds ⋅ 2 Baths ⋅ 10696773 MLS
Brand new ranch-style home offering the perfect blend of modern comfort and peaceful country living. This thoughtfully crafted 3-bedroom, 2-bath home features an open-concept floor plan designed for easy living and effortless entertaining, with spacious living areas ideal for gathering with family and friends. Restrictive covenants help preserve the neighborhood's charm and long-term value-without the burden of HOA dues. Enjoy the quiet setting while still benefiting from convenient access to the Toccoa Bypass, making daily commutes simple and efficient. For added peace of mind, the builder includes a 2-10 Home Warranty, providing valuable protection for your investment. Builder renderings, floor plans, and elevations are for illustrative purposes only and may not reflect the final construction; builder reserves the right to modify plans, specifications, materials, and features at their discretion. Home is currently under construction with an approximate completion date of July 1, 2026.

653 Racetrack Road, Toccoa

12 Wards Pond Way, Toccoa
$119,000
10682608 MLS
Beautiful corner lot located at 12 Ward Pond Way in the prestigious Currahee Club community in Toccoa. This desirable homesite offers an easy building site with a gentle slope and excellent road frontage on two paved roads, providing flexibility for home placement and access. Underground utilities are in place, and private sewer is available, making this an ideal location for your custom home. Enjoy the convenience of a well-positioned corner lot within one of North Georgia's premier gated golf communities. Currahee Club offers an exceptional lifestyle with a wide range of amenities designed for active and social living. The community features an 18-hole Jim Fazio-designed golf course with practice facilities, clubhouse with fine and casual dining, and a well-appointed golf shop. Residents enjoy access to tennis and pickleball courts, a swimming pool, volleyball and bocce ball courts, playground, community garden, and scenic walking and biking trails. Currahee Club's amenity campus and social calendar offer year-round opportunities for recreation, connection, and relaxation.

12 Wards Pond Way, Toccoa

5429 Highway 123, Toccoa
$276,000
3 Beds ⋅ 2 Baths ⋅ 10676480 MLS
Beautiful waterfront property with 3/2 home on Lake Hartwell!!! Completely furnished 3 bedroom, 2 bath mobile home with new heat pump mini-splits, large kitchen w/new stainless steel appliances, all attached lighting is LED, outdoor security light, plus circle drive, boat storage, concrete slab, screen porch with lake view, and sunny garden area. This property includes ALL the private property from Riverdale Rd to the SC border and all the private land along Riverdale Rd from Hwy 123 to the bridge. Corps land on either side. Gentle slope to the water with a low corps line. Great frontage!! Property is currently zoned Residential Single, but proximity to Commercial and Dollar General provides potential for possible zoning change?..Maybe?? No changes have ever been sought. All this, plus very close to park and boat ramp!!!

5429 Highway 123, Toccoa

1675 Currahee Club Drive, Toccoa
$1,090,000
4 Beds ⋅ 4 Baths ⋅ 10665771 MLS
Luxury Living Awaits in the Award-Winning Currahee Club Community Why wait to build when you can move right into this stunning custom-designed home? Nestled on a spacious, private lot within the prestigious Currahee Club, this residence offers the perfect blend of elegance, comfort, and world-class amenities. Sophisticated Main Level Living. Step inside to an open and inviting floor plan designed for modern living. The heart of the home is the family room, featuring a magnificent stone fireplace that creates a warm and cozy atmosphere. The gourmet custom kitchen is a chef's dream, boasting premium stainless steel appliances and high-end finishes. Retreat to the spacious main-level owner's suite, providing convenience and a peaceful sanctuary. Exceptional Terrace Level The fully built-out basement expands your living space significantly. It features a large game room perfect for entertaining, along with two generous bedrooms and two full bathrooms, offering plenty of space for guests or family. Outdoor Oasis & Views on a this rare 43,124 SF lot. Enjoy the serene beauty of the outdoors from your own backyard. The property features a fenced-in yard-ideal for pets and play-and offers picturesque views of the championship golf course and seasonal mountain views. A three-car garage provides ample space for vehicles and storage. Unrivaled Community Amenities Living in the Currahee Club means access to a lifestyle like no other. Enjoy: Championship Golf: Play on an award-winning course with breathtaking views. The Clubhouse: A focal point for dining and social gatherings. Fitness & Recreation: Stay active at the state-of-the-art fitness center, tennis courts, and pickleball courts. Lake Hartwell: Experience the best of lake living with water access and recreation just moments away. Don't miss this rare opportunity to own a turnkey custom home in one of the region's most sought-after communities.

1675 Currahee Club Drive, Toccoa

2057 N. Hicks Road, Toccoa
$334,900
3 Beds ⋅ 2 Baths ⋅ 10662016 MLS
This beautifully designed Craftsman-style ranch home offers 3 bedrooms and 2 full bathrooms and is perfectly situated on 1.54 private acres, blending timeless architectural charm with modern comfort. The home features an open-concept floor plan ideal for both everyday living and entertaining. At the heart of the home is a beautiful kitchen, complete with high-end finishes, generous counter space. The spacious primary suite offers a private retreat with an ensuite bath, while two additional bedrooms provide flexibility for family, guests, or a home office. Thoughtful design details, abundant natural light, and quality craftsmanship are evident throughout. Enjoy the peace and privacy of acreage living while still benefiting from a functional, single-level layout that suits a wide range of buyers. This property offers the perfect balance of style, space, and livability. Ask agent about great incenitve w/ Builders Preferred Lender

2057 N. Hicks Road, Toccoa

2089 N Hicks Road, Toccoa
$334,900
3 Beds ⋅ 2 Baths ⋅ 10662018 MLS
This beautifully designed Craftsman-style ranch home offers 3 bedrooms and 2 full bathrooms and is perfectly situated on 1.59 private acres, blending timeless architectural charm with modern comfort. The home features an open-concept floor plan ideal for both everyday living and entertaining. At the heart of the home is a beautiful kitchen, complete with high-end finishes, generous counter space. The spacious primary suite offers a private retreat with an ensuite bath, while two additional bedrooms provide flexibility for family, guests, or a home office. Thoughtful design details, abundant natural light, and quality craftsmanship are evident throughout. Enjoy the peace and privacy of acreage living while still benefiting from a functional, single-level layout that suits a wide range of buyers. This property offers the perfect balance of style, space, and livability. Ask agent about great incentive w/ Builder preferred lender

2089 N Hicks Road, Toccoa

194 Edgewater Trail S, Toccoa
$729,000
4 Beds ⋅ 4 Baths ⋅ 10618556 MLS
Step into this well appointed custom home nestled in the award winning gated Community of Currahee Club. Where Golf, Mountain and Lake are here to take all your stresses away! The open floor plan features a gourmet kitchen complete with granite counter tops, double ovens, wood floors and open beam ceilings. There is plenty of space in this very comfortable 3,839 sq ft 4 bedroom 3.5 bath home. The main level has a master bedroom suite complete with walk in closets, a big bathroom with a separate shower and tub. The lower level offers a big open family room, 3 bedrooms and 2.5 baths. The yard is very private with lots of trees and vegetation. The house has a newer roof (2021) newer carpet (2022), and new interior paint (2025). Lots of deck space and an oversized 2 car garage. This is a must see home in a very desirable community.

194 Edgewater Trail S, Toccoa

128 Branch Street, Toccoa
$169,000
2 Beds ⋅ 2 Baths ⋅ 10538892 MLS
Welcome to easy one-level living in this beautifully remodeled 2 bedroom, 2 bath gem, nestled on a private lot at the end of the street with NO HOA! Completely renovated in 2022-including a brand-new roof-this home combines stylish modern upgrades with timeless charm. Whether you're a first-time buyer or a savvy investor looking to add a turnkey property to your rental portfolio, this home is a must-see. Inside, you'll find a bright and open layout with updated finishes throughout, while outside, the spacious fenced-in backyard offers a secure haven for kids and pets. You're just minutes from the heart of downtown Toccoa, where shops, restaurants, parks, and local attractions await. Don't miss this opportunity for location, comfort, and value in one perfect package!

128 Branch Street, Toccoa

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