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$399,900
3 Beds 2 Baths 10638571 MLS
This new constructed home in the desirable Ayers Creek Subdivision showcases the popular Ellis floor plan, thoughtfully designed with three bedrooms and two baths. The home features classic Craftsman-style details and a spacious primary suite on the main level, complete with a tray ceiling, tiled shower, tiled floors, and cultured marble countertops. The kitchen offers granite countertops for a sleek and durable workspace, while LVP flooring flows throughout the main living areas with soft carpeting in the bedrooms for added comfort. A wood-burning fireplace adds warmth and charm, and the covered back porch provides a great space for outdoor gatherings or quiet evenings. Built with cement siding and a masonry front for lasting durability, this home perfectly blends timeless character with modern comfort. Inquire about the BUILDER AND LENDER INCENTIVES up to $5000.00

327 Ayers Creek Drive, Toccoa

$310,000
3 Beds 2 Baths 10635779 MLS
Welcome home to this charming 3-bedroom, 2-bath property nestled on 1.80 private acres just off Hwy 17 Alt in Toccoa. From the moment you arrive, you'll appreciate the peaceful setting and thoughtful updates that make this home truly move-in ready. Step inside to find an inviting sunroom that fills the home with natural light and provides a serene view of the sparkling pool and beautifully landscaped backyard-perfect for morning coffee, relaxing evenings, or entertaining friends and family. The spacious primary bedroom offers an additional flex space that can easily serve as a nursery, home office, or an expansive walk-in closet to fit your lifestyle needs. For those who love to work with their hands, the impressive 30x40 shop is a dream come true! Featuring an oil pit, two new garage doors, and plenty of space for tools, storage, and projects, it's ideal for mechanics, hobbyists, or small business owners alike. The seller has made significant improvements since purchasing, ensuring both comfort and peace of mind. Updates include crawlspace encapsulation, partial electrical rewire, new HVAC ductwork and cleaning, new kitchen counters, stove, and dishwasher, fresh interior paint, leveling beams, a septic riser installation and pump-out, and a new waterline from the street. Every detail has been thoughtfully addressed. Enjoy the convenience of being just minutes from shopping, dining, and schools, while still surrounded by privacy and nature. Plus, with its Hwy 17 Alt frontage, this property also offers exciting potential for future commercial use (buyer + agent to verify with local authorities). With so much to offer-modern updates, outdoor amenities, workshop space, and future potential-3089 Hwy 17 Alt is truly a one-of-a-kind opportunity. Schedule your private tour today and come see all the possibilities waiting for you!

3089 HWY 17 ALT, Toccoa

$1,065,000
3 Beds 4 Baths 10631635 MLS
Discover lakeside living at its finest with this stunning new Craftsman-style home on beautiful Lake Hartwell. This thoughtfully designed residence offers 3 bedrooms, 3.5 baths, and elegant finishes throughout, blending timeless style with modern comfort. Step inside to a bright, open floor plan featuring vaulted ceilings, luxury flooring, and large windows that fill the home with natural light. The gourmet kitchen showcases stainless steel appliances, solid-surface countertops, and custom cabinetry - perfect for both everyday living and entertaining. The primary suite offers a peaceful retreat with a soaking tub, tiled shower, and double vanities. Enjoy relaxing evenings on the screened porch overlooking the lake, or gather with friends in the basement activity room and lower terrace level. Outside, a concrete driveway leads to a two-car garage and ample parking area. The flat side yard provides easy access for outdoor fun. The property includes a single-slip covered dock and is approved for a max-size dock-ideal for boating and lake activities. Located just minutes from the Currahee Club and a nearby boat launch, this home combines lakefront tranquility with convenient access to top amenities Experience the best of Lake Hartwell living - brand new, beautifully designed, and move-in ready!

259 Currahee Place, Toccoa

$250,000
3 Beds 2 Baths 10627052 MLS
Newly Remodeled & Move-In Ready! Whether you're buying your first home or looking to downsize, this one has something for everyone. Step inside to an open floor plan that connects the kitchen, dining, and living areas - perfect for everyday living or entertaining. A bonus room off the kitchen makes an ideal office, formal dining room, or hobby space. You'll love the large master bedroom, hardwood and tile floors, and beautiful tongue-and-groove wood ceilings that give the home a warm, inviting feel. The updated kitchen features white cabinets, solid-surface countertops, and plenty of storage. Enjoy quiet mornings on the patio or cozy nights by the fire in the spacious living room. Sitting on a nice .85-acre corner lot in Habersham County, this home is partially wooded with a small spring along the back. Conveniently located near the bypass via Rock Road - just minutes to Toccoa, Clarkesville, Demorest, Gainesville, and Clayton. Habersham County Schools - modern comfort with a touch of country charm!

3806 Antioch Church Road, Toccoa

$240,000
4 Beds 2 Baths 10625747 MLS
Welcome to 136 Julia Court! This beautiful four-bedroom, two-bathroom home is tucked away on a quiet cul-de-sac, offering peace, privacy, and plenty of space to enjoy. Step inside to discover brand-new flooring (2025) and a bright, open living area filled with natural light. The spacious living room features large windows and flows seamlessly into the dining area - perfect for family meals or entertaining guests. The kitchen is well-equipped with stainless steel appliances, a gas range, and ample counter and cabinet space, plus a convenient breakfast bar for quick bites or conversation while cooking. Enjoy mornings in the sunroom, an inviting space ideal for relaxing with a cup of coffee or a good book. From there, step out to the large, fenced backyard, perfect for pets, play, or outdoor gatherings. Two outbuildings provide excellent storage, workshop, or home gym options. If you're looking for a peaceful retreat close to all local conveniences, this home has it all. Schedule your showing today and see why 136 Julia Court is the perfect place to call home!

136 Julia Court, Toccoa

$169,900
3 Beds 1 Baths 10625563 MLS
Perhaps the most ENERGY EFFICIENT home in the region! imagine a power bill that never exceeds $50 in the cold of winter or hottest summer months!! Blown insulation in walls and attic, new windows (except front for aesthetics), new ductless HVAC. Foundation support and leveled floors includes a lifetime, transferable warranty, and new moisture barrier protects these gorgeous, original, hardwood floors throughout the home. This beautifully renovated 1920s cottage, with 2-bedrooms, 1-bath that has been fully updated from top to bottom with LEVEL FLOORS, HARDWOODS, foundation structural supports, new wiring, new plumbing, a new roof, new windows, new tankless water heater and fresh paint throughout. The brand-new kitchen features butcher block countertops and all new appliances, creating a warm and functional space for everyday living. The separate dining room could be used as a THIRD BEDROOM and has a separate entrance. The level yard is perfect for kids to play or a home garden and outdoor entertaining. Nestled in the scenic Northeast Georgia Mountains, this home is ideally located near Lake Hartwell, Toccoa Falls College, and Currahee Mountain, with easy access to both South Carolina and just under the North Carolina border. Whether you're seeking a peaceful retreat or a move-in-ready primary residence, this cottage offers timeless style and unbeatable location.

192 S Pine Street, Toccoa

$273,000
3 Beds 3 Baths 10623730 MLS
This well crafted home is ideally located just off Tugalo Street, a short walk to Paul Anderson Park and downtown Toccoa. The main level features an expansive family room centered around a masonry with gas logs fireplace-perfect for relaxing or entertaining. The kitchen includes solid surface countertops, rich cherry cabinetry, and a bright breakfast nook surrounded by windows. A separate formal dining room comfortably seats up to eight guests. Also on the main floor are a convenient half bath, laundry area, and a screened-in back porch for enjoying the outdoors year-round. Upstairs, the split-bedroom layout provides privacy and comfort. The spacious owner's suite spans the entire length of the home and includes two walk-in closets and dual vanities. Two additional guest bedrooms each feature walk-in closets and window seats, sharing a Jack-and-Jill bathroom. Outside, you'll find a three-car garage and a large deck ideal for grilling and entertaining with friends and family. Don't miss your opportunity, schedule a showing today!

43 Pauline Street, Toccoa

$185,000
3 Beds 1 Baths 10619034 MLS
Welcome to 226 Poplar Street, an affordable 3-bedroom, 1-bath brick ranch located inside the city limits of Toccoa. Convenience is at your doorstep with easy access to shopping, dining, schools, and more. The major updates buyers look for are already complete-this home features a brand-new roof, NEW insulated windows, NEW interior doors, NEW luxury vinyl plank flooring, NEW kitchen cabinets, appliances (2 years old), NEW interior and exterior paint, and a fully updated bathroom with NEW toilet and NEW vanity cabinet/ top. The HVAC system (inside and outside units) were replaced in 2024. What sets this property apart is its SOLID construction. Unlike most homes in the area, both the exterior and interior walls are block and cement, and even the floor system is an elevated slab. Simply put, this is one SOLID home built to last. Parking is plentiful with an attached carport, a concrete driveway, and an additional gravel drive. Don't miss the opportunity to own a move-in-ready home with quality updates at an affordable price!

226 Poplar Street, Toccoa

$520,000
3 Beds 3 Baths 10613518 MLS
WOW! Your 14.25 Acre Private Paradise Awaits! Nestled near the pristine shores of Lake Hartwell, this stunning property offers both beauty and privacy. The owners have thoughtfully enhanced this property with numerous upgrades, including an expanded kitchen, a three-car carport, a spacious workshop with covered parking, and an RV carport-truly making this home the complete package! The oversized front porch sets the tone for relaxed living-perfect for taking in peaceful views of the creek and abundant wildlife. Designed with low-maintenance living in mind, the home features durable Hardie plank siding, a long-lasting metal roof, and an inviting interior with rich hardwood floors throughout most of the main level. The newly renovated kitchen is equipped with stainless steel appliances and opens seamlessly to the living room, creating a warm and functional space for everyday life. The primary suite is a true retreat, featuring French doors that lead to the back patio, a spa-like bathroom with a striking blend of textures and colors, and a spacious walk-in tiled shower. Upstairs, you'll find a comfortable bedroom with new carpet and an updated bathroom with its own walk-in shower. The man's cave is just steps away from the main house that includes a double covered parking, work shop, air conditioned office and tons of storage. This one-of-a-kind property is a must-see! Call today to schedule your private showing.

114 Aaron Drive, Toccoa

$438,600
2 Beds 2 Baths 10612244 MLS
Lake Living with A Covered Slip Dock at $450K! Welcome to 120 Ridgemore Circle, where comfort, convenience, and DEEP-water access on Lake Hartwell come together. If you've been searching for an affordable lake home on great water-this is it! Forget the fixer-upper mobile homes tucked away in shallow coves-this home is located in a desirable lake community and includes a covered slip dock on the main Tugalo River channel. This spacious 2-bedroom, 2-bath home (with additional finished space downstairs) offers flexibility and thoughtful design at a price you don't often find on the lake. The main level welcomes you with an open floor plan connecting the living, dining, and kitchen areas. The kitchen features a center island with cooktop, stainless steel appliances, and ample cabinetry. Two bedrooms and a full bath are located just down the hall. From the primary bedroom, step onto the covered back deck and enjoy your morning coffee. You can also relax on the side deck and enjoy peaceful lake views. The lower level offers even more living space with a fireplace, wet bar, and full bath-ideal for a game room, second living area, or a large guest suite. The garage and laundry area are also conveniently located on this level. Outside, follow the concrete path (or take your golf cart!) down to your covered slip dock with excellent water depth. Two storage buildings and an additional covered parking area provide room for lake toys, tools, and equipment. Enjoy all the perks of Lake Hartwell living-deep water, a well-maintained home, and space to spread out-all at an affordable price.

120 Ridgemore Circle, Toccoa

$335,000
6 Beds 7 Baths 10611871 MLS
3.25% Rate Assumable VA with Roam! Welcome to this spacious home with room for everyone and everything you love! The property has been thoughtfully improved with over $47,000 in recent updates, including a brand-new septic system with new field lines and pump ($30,000), two of the three HVAC units replaced ($15,000), and a new pool liner ($2,400) for added peace of mind and enjoyment. Car enthusiasts, hobbyists, or boat owners will appreciate the dedicated RV/boat storage and workshop area, perfect for side projects or extra parking. Inside, you'll find a generous, flexible floor plan featuring multiple living spaces, oversized bedrooms each with its own full bathroom, and endless options for entertaining, working from home, or creating a private in-law or guest suite. Don't miss this incredible opportunity - schedule your showing today!

490 Addington Drive, Toccoa

$330,000
4 Beds 2 Baths 10611595 MLS
This well-designed home offers excellent living space inside and out. A covered front porch leads into a foyer and a large great room with a masonry fireplace and wood-burning insert. The eat-in kitchen features extensive cabinet storage and plenty of room for additional furniture or a breakfast area. Enter through the two-car garage into a functional mudroom/laundry area, with stairs leading to a spacious bonus room, ideal for an office, gym, or guest space. Walk-in attic storage provides plenty of room for seasonal items or long-term storage. The owner's suite includes a private full bathroom and a walk-in closet. A bright sunroom and expansive deck extend your living space and are perfect for hosting or relaxing. Located in a well-established neighborhood. Square footage includes both the bonus room and sunroom.

672 Crawford Circle, Toccoa

$245,000
3 Beds 2 Baths 10608557 MLS
100% financing available through USDA or VA. Check out this new construction home by SGW Homes in Toccoa, GA. 3 bedrooms, 2 bathrooms, on a flat lot, free from HOA restrictions and walkable to shopping. In the south, a covered front porch gives a welcoming feel. Step inside to a well planned, split bedroom design with vinyl flooring throughout and 2" window blinds included. Enter into the family room which is open to the eat-in area and the kitchen. This kitchen steals the show with its white cabinets, granite countertops, island with breakfast bar, pantry and a window overlooking the backyard. Stainless steel appliances, including a range, dishwasher, & microwave are included as well as a disposal. The owner's suite features a walk-in closet and private bath with double vanity and spacious 5' shower. The secondary bedrooms have good closets. Extend your living space to the back patio, perfect for entertaining or enjoying your morning coffee. Low-Maintenance vinyl siding and architectural shingled roof will make it easy to keep your home looking brand new for many years. Park your car out of the elements under the covered carport. The flat lot finished with Bermuda sod offers plenty of open yard area. Home is complete and ready for move-in!

278 Stancil Drive, Toccoa

$440,000
3 Beds 3 Baths 10606743 MLS
Custom-built in 2021, this sleek, high-performance home blends modern design with everyday comfort. Constructed with ThermaSteel panels beneath HardiePlank siding, it offers exceptional insulation, durability, and peace of mind-resistant to mold, termites, and even extreme weather. Designed to capture the lake and mountain views, the main living spaces and primary suite are upstairs, featuring large windows and an east-facing deck overlooking Lake Hartwell and the Blue Ridge Mountains. The kitchen includes butcher block countertops, stainless appliances, and a breakfast bar that flows into the open living area. The primary suite features dual closets, a spa-like bath, and a custom captain's bed with integrated storage. Downstairs, two bedrooms, a full bath, and a common area provide space for guests or a home office. High-end finishes, independent climate zones, and luxury vinyl plank flooring ensure comfort and style throughout. Outside, enjoy a detached garage/workshop, circular drive, and low-maintenance landscaping perfect for relaxing or entertaining. Located just minutes from Lake Hartwell, the Chattooga River, and nearby towns like Clarkesville, Clayton, and Clemson, this property offers energy efficiency, storm safety, and modern mountain living-all move-in ready. *Home is priced lower than 2025 Appraisal.

929 Crescent Drive, Toccoa

$179,000
2 Beds 1 Baths 10606937 MLS
Come see this newly renovated 2-bedroom, 1-bathroom home located in the heart of Toccoa! This cozy property features modern updates throughout, and the covered front porch provides the perfect spot to relax and enjoy the outdoors. Conveniently situated within walking distance to downtown Toccoa, shopping, and dining. Sitting on a double lot that can be divided, the property offers plenty of potential for future use. The seller is also leaving the storage building in the backyard, perfect for extra space. Just 5 minutes from Liberty Elementary School, this home is in a great location for families and anyone who values convenience. This move-in ready home is ideal for first-time buyers, those looking to downsize, or investors seeking a great rental opportunity. With its updates, space, and prime location, it won't last long!

249 S Hill Street, Toccoa

$640,000
3 Beds 3 Baths 10606097 MLS
Welcome to 88 Currahee Place, a rare gem on Lake Hartwell that offers features and amenities not often found in typical lakefront properties. Perfectly positioned on a level lot in the desirable Circle East Subdivision near Toccoa, this home is designed for both relaxed lake living and practical functionality. As you approach the .99-acre property, you'll immediately notice the attention to detail-from the concrete driveway and well-manicured lawn to the TWO separate two-car garages, one of which includes an additional space for a golf cart or side-by-side utility vehicle. Storage space for lake toys and guest parking is abundant! The garage closest to the home is heated and includes a 1450 / 50 Amp EV vehicle charging outlet. A large dog pen adds even more value for pet owners who don't want to compromise on space or convenience. Step inside from the composite deck and into a warm, inviting main living area. The kitchen features solid surface countertops and connects seamlessly to the living and dining areas, all impeccably maintained. Two main-level bedrooms each offer private, en suite bathrooms, while a spacious screened-in porch off the back of the home provides a peaceful retreat with views of the expansive backyard, the covered slip dock, and the tranquil waters of Lake Hartwell. The fully finished lower level opens up a world of possibilities with a flexible living space that can be used for entertaining, relaxing, or accommodating guests. A third bedroom (no closet) and full bathroom-accessible both from the bedroom and common area-make it an ideal space for extended stays. Walk out from the lower level to a covered patio, where you can relax and take in the gentle views of the lake and surrounding landscape. From there, enjoy an easy stroll down to your private, covered slip dock. Whether you're hopping on a boat, launching a jet ski, or simply soaking in the quiet beauty of the northern part of Lake Hartwell, this property offers everything you need for a true lakeside lifestyle. One of the HVAC systems was replaced in 2024 and the other one in January of 2026 (inside and outside units). New metal roofs were also recently installed on the home and both garage buildings approximately one year ago. Verbal / Email approval for maximum size dock has been received from USACE. Located in the well-respected Circle East Subdivision-known for its well-maintained homes and sense of community-88 Currahee Place blends peaceful lakefront living with thoughtful design, all just minutes from the conveniences of Toccoa.

88 Currahee Place, Toccoa

$275,000
3 Beds 3 Baths CM1014658 MLS
Relax and unwind in a classic rocking chair on the inviting front porch. This 3 bedroom, 2.5 bathroom home is situated on a half-acre lot with a circular driveway. Step inside to a cozy fireplace, laminate flooring throughout the home and an open family room. The kitchen boasts granite countertops, tile backsplash, tile flooring and modern stainless-steel appliances with plenty of storage. A half bath and laundry area is conveniently located on the main floor while 3 bedrooms with appointed closets and two full bathrooms are located on the second floor. Downstairs you will find a partially finished basement, complete with a flex space, and a great area that can be used for extra storage. The spacious deck will be your favorite spot for entertaining family and friends. It overlooks the babbling creek in the back yard. The great location gives easy access to shopping, restaurants and schools. Schedule your appointment to see it today!

186 Fern Valley Ln, Toccoa

$499,900
3 Beds 3 Baths CM1009214 MLS
Beautiful Mountain home in Toccoa is a hidden gem. Home is tucked away in the North Georgia mountains and it's own private pool with a view. From the 2 tier wooded deck, you can see the mountains from both floors. The upper floor is where the grill and the open-air sitting area are located and below is the in-ground pool and covered sitting area. Home is located on a private 10 acre lot in the Crescent Point subdivision. The bonus is there is no HOA. Inside the home has all new floors and paint. Updated kitchen with new appliances, custom cabinets, backsplash, and a breakfast room. With a spacious dining room and living room make this home great for entertaining. The home has a split bedroom plan with a large master suite including a redone master bathroom. A bonus room is located off the kitchen can be turned into an office space or media room. Basement is partially finished with a living space/bedroom and a full workshop space. This wonderful home has been well-maintained and looking for its new owner. Schedule a showing today!

413 Crescent Dr, Toccoa

$206,000
3 Beds 2 Baths CM1019148 MLS
Just moments from downtown Toccoa, discover a charming 3-bedroom, 2-bathroom ranch-style home waiting to embrace you with its cozy allure. Step onto the property and immediately sense its character and charm. Inside, fresh hardwood floors exude warmth and invite you further into the home. Boasting 3 bedrooms and 2 full baths, this property seamlessly blends comfort with functionality, promising low-maintenance living. Meticulously maintained, this property is sure to impress even the most discerning buyers. The living room emanates a cozy yet spacious atmosphere, while the kitchen boasts an abundance of counter space. Just off of the living room awaits a dining area which is perfect for all to enjoy! Outside, the oversized backyard not only features two storage sheds but also presents ample opportunities for expansion and enjoyment. With its ideal location, convenience, and undeniable charm, 58 Woodlawn Drive warmly invites you to call it home.

58 Woodlawn Dr, Toccoa

$186,000
2 Beds 1 Baths 10579864 MLS
A delightful 2bedroom, 1bath ranch home nestled under majestic shady oak trees on the edge of a picturesque 100+ acre farm. This movein ready offering gives you serene privacy and endless views, including a generous back deck where morning coffees or evening gatherings are bathed in soft rural light. With dual road frontage-direct driveway access from Rock Creek Road and also from Virgil Lane-the property offers exceptional convenience and potential for flexible site use. The portable carport is not included in the purchase. Imagine relaxing in a countryside setting where history meets ease: mature trees, gentle breezes, and space to roam just moments from town. Schedule your private showing today and experience the charm of farm-edge living.

3312 Rock Creek Road, Toccoa

$448,000
4 Beds 3 Baths 10571309 MLS
Recently updated and impressive, this all-brick home offers space, flexibility, and charm in a peaceful cul-de-sac setting just minutes from historic downtown Toccoa. With 2,400 sq ft on the main level alone, the home features three generously sized bedrooms, two full bathrooms, a formal dining room perfect for holiday gatherings, a sunroom filled with natural light, and a spacious kitchen with ample cabinetry and countertop space. The kitchen opens directly to a large back deck, ideal for entertaining. Downstairs, the fully finished 1,800 sq ft basement offers a complete in-law suite with its own private entrance through elegant French doors. This expansive suite includes a full kitchen, living area, full bathroom, and plenty of open space, making it ideal for guests, multi-generational living, or potential rental income. The thoughtful layout ensures both privacy and convenience, with easy flow between indoor and outdoor living areas. Additional features include an oversized garage, recently updated finishes throughout, and an attic that is ready to be finished for even more living space, whether you need additional bedrooms, a home office, or a recreational area. Situated on a quiet, cul-de-sac, this home offers the best of both worlds: peaceful living with quick access to shopping, dining, and all the charm that downtown Toccoa has to offer. Don't miss your chance to own this versatile and spacious gem!

42 Oak Creek Circle, Toccoa

$598,000
4 Beds 3 Baths 10565598 MLS
This Lake Hartwell home offers 3 bedrooms and 3 full baths across two finished levels and has been recently updated with a new HVAC system and a concrete path leading to the covered slip boat dock with lift. The main floor features a vaulted great room with hardwood floors, seamlessly connected to the open kitchen and dining area. Step out onto a spacious, covered porch that spans the width of the home and flows into a large open deck, perfect for grilling and enjoying lake views. The main level includes two bedrooms and two full bathrooms. Downstairs, the terrace level offers a third bedroom, an additional full bath, bunk room with built in bunk beds. A generously sized bonus room that makes a comfortable space for watching TV or playing games. There's also a quiet nook ideal for a home office, allowing you to work while soaking in the lakeside atmosphere. A second covered deck on the lower level leads to the improved concrete path down to the lake, where you'll find a covered slip dock complete with a boat lift and PWC lift. Located in a protected deep water cove, the dock offers stunning views of one of Lake Hartwell's main channels. This home is move-in ready, with furnishings negotiable.

384 Cardinal Lane, Toccoa

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