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This great Lake Hartwell home will make a great second home, but it also has everything you would need for full-time living. The front porch welcomes you to the great room, which features soaring ceilings, a fireplace, wood flooring and a wall of windows overlooking the lake. The great room opens to the granite kitchen, which features stainless steel appliances and the large dining area. The owner's suite is on this level and includes dual vanities, a separate tub and shower and an oversized closet adjacent to the laundry room. The owner's suite opens to a covered porch with a hot tub and there is also a large open deck spanning the width of the house. Upstairs there are three bedrooms and a full bath. Two of the bedrooms open onto a large upper level porch overlooking the lake. The terrace level features a huge rec room currently set up with a television viewing area, a pool table, and exercise equipment. Also, there is a second full kitchen and dining area. This level also has two flex rooms for an office, exercise area or additional sleeping. The terrace level opens onto a lakefront patio which connects via an improved walkway to the covered slip dock on one of the lake's main channels. This property features a concrete driveway with plenty of parking and covered parking for two cars or boats. There is also a handy storage building for all of your lake toys. All furnishings are included in the asking price.

669 Shorewood Circle, Toccoa

$1,100,000

4 Beds ⋅ 3 Baths ⋅ 10826208 MLS

Turnkey Lakefront Living! 4 BR / 3 BA Retreat with Private Dock, Jet Skis & Golf Cart Included Welcome to your ultimate lakefront sanctuary! Perfectly positioned with a smooth, gentle slope leading directly down to the dock located on the main channel of the lake. This fully furnished 4-bedroom, 3-bathroom home offers the ideal blend of rustic charm, modern comfort, and effortless lake access. Step inside to find warm hardwood flooring flowing throughout an open, light-filled layout. The heart of the home centers around stunning rock fireplaces-ideal for cozying up on crisp evenings-and a well-appointed kitchen boasting sleek solid-surface countertops and everything needed to cook for family and friends. The primary suite serves as a true private retreat, offering space, comfort, and peace away from the main living areas. Outdoor living at this property is second to none: Unbeatable Lake Access: Take an easy, flat stroll straight to your private dock, complete with panoramic lake views. Turnkey Waterfront Fun: Comes fully equipped with 2 jet skis and a golf cart for effortless cruising around the property and lake! Unwind on the screened-in porch or relax on the deck outfitted with premium teak outdoor furniture or on the basement patio with teak dining set and a gas grill ready for summer cookouts. Whether you are searching for a full-time residence, or a turnkey vacation home, this property is completely move-in ready. Just bring your swimsuit!

675 Currahee Ridge Road, Toccoa

$590,000

5 Beds ⋅ 4 Baths ⋅ 10760157 MLS

Curated over time to accommodate family and guests alike, this spacious Lake Hartwell home offers the perfect blend of comfort, functionality, and breathtaking waterfront views. From the welcoming foyer entry to the soaring ceilings found across all three levels, the home was thoughtfully designed for everyday living and memorable gatherings at the lake. The main level features a warm and inviting layout with a formal living room, dining room with pass-through to the kitchen, and a spacious kitchen that opens seamlessly into the breakfast area and family room. The kitchen is equipped with solid surface countertops, making it both stylish and practical for entertaining. The impressive great room showcases vaulted ceilings, a wood-burning fireplace, and expansive lake views that continue throughout almost every room in the home. Also on the main floor are a guest bedroom, full bathroom, laundry room, private office, and a comfortable owner's suite complete with its own full bath. Upstairs, you'll find two additional bedrooms and a full bathroom, providing excellent space for family and overnight guests. With a total of five bedrooms, four full bathrooms, and a possible sixth bedroom or flex space, there is room for everyone to enjoy lake living. Outdoor spaces are equally impressive with a 40-foot screened porch designed for relaxing and taking in the peaceful waterfront setting. The wide lot and close Corp line create a private atmosphere rarely found on the lake. Enjoy a covered slip dock situated on great water, where the dock normally rests in approximately 10 feet of water - ideal for swimming, boating, and year-round lake enjoyment. The concrete driveway provides parking access on multiple levels, and the oversized 27x22 two-car garage offers excellent storage for lake toys and vehicles. Additional highlights include: * Covered slip dock on great water * 2018 water heater * Outbuilding * Wood-burning fireplace * High ceilings throughout three floors * Normally approximately 10 feet of water at the dock * Nearly every room enjoys a view of Lake Hartwell. Experience the beauty of lakefront living in a home that has been lovingly expanded and enjoyed through the years - a true Lake Hartwell retreat designed for making memories. NOTE THAT SOME PHOTOS ARE VIRTUALLY STAGED (INCLUDING BUT NOT LIMITED TO PAINT COLORS, FURNITURE, DECORATIONS, ETC.)

371 Shorewood Circle, Toccoa

$795,000

3 Beds ⋅ 2 Baths ⋅ 10742341 MLS

Lakefront living at its best on Lake Hartwell! This 3-bedroom, 2-bath home offers a perfect blend of comfort, convenience, and scenic beauty. Designed with a desirable split-bedroom floor plan, the layout provides privacy for guests while maintaining an open, functional feel. The spacious living room features a cozy fireplace, creating a comfortable gathering space for family and friends. The owner's suite serves as a private retreat with a double vanity, soaking tub, and separate shower. Enjoy the outdoors from the large front porch that spans the length of the home, partially screened for year-round enjoyment of the peaceful lake setting. A generous outdoor entertaining area makes hosting easy, whether you're grilling out or relaxing in the fresh air. A gentle walk leads down a concrete cart path to the newly covered slip dock, positioned on deep water with long-range views-ideal for boating, fishing, or simply taking in the surroundings. The property offers an abundance of parking and is conveniently located just minutes from town for shopping and dining. It's also near the sought-after Currahee Club, featuring a championship course designed by Jim Fazio. Whether you're looking for a full-time residence or a weekend getaway, this home captures the best of lake living.

123 Ridgemore Circle, Toccoa

$995,000

4 Beds ⋅ 3 Baths ⋅ 10735894 MLS

Tucked into a quiet, wooded cove on Lake Hartwell, Inn the Cove is a fully renovated, fully furnished retreat with a private covered dock that typically floats year-round with approximately 6 feet of water at full pool. Inside, vaulted ceilings, exposed wood beams, large windows, and abundant natural light give the home a relaxed, open feel. The kitchen features an oversized island, quartz countertops, farmhouse sink, and custom cabinetry, opening to the dining and living areas. Open the oversized kitchen windows and the counter becomes a pass-through bar to the screened porch, perfect for serving drinks, sharing meals, and keeping everyone connected between the kitchen and one of the home's favorite gathering spaces. Voted favorite spot for a rainy afternoon nap! The main house includes three bedrooms, laundry, and two full baths, including a primary suite with outdoor access, a bunk room, and guest bedroom. A detached recreation space serves as a game room, lounge, and fourth bedroom with four beds, plus its own full bath and large storage closet. New Trex decking offers plenty of room for dining and relaxing, while the dock makes boating, swimming, and kayaking easy. A public boat ramp is just two minutes away. Ideal as a full-time home, weekend retreat, or established income-producing rental with outstanding reviews. Inn the Cove is offered fully furnished, with high end furnishings and details throughout. In the owner's experience, 2026 was the only year that the dock did not remain floating year-round, due to extreme drought and unusually low managed lake levels.

159 Manor Oak Trail, Toccoa

$349,999

5 Beds ⋅ 2 Baths ⋅ 10727494 MLS

Welcome to your Lake Hartwell retreat in beautiful Shorewood Estates! This 5-bedroom, 2-bath cabin sits on a private wooded lot with private dock, and a path leading directly to the water. Enjoy 2,048 sq. ft. of living space featuring vaulted ceilings, Enjoy Natural wood finishes, hardwood and tile flooring, along with large windows that bring warmth and character throughout, and a spacious great room with large open windows, perfect for gathering. The kitchen offers ample counter space and a full appliance package. Five bedrooms provide room for family and guests, plus a partially finished basement with endless potential for future living area, rec room, or storage. Outside, the full front and side decks create the ideal spot for entertaining or relaxing with lake views. Enjoy a convenient pull-through driveway with parking for multiple vehicles, boats, or trailers. Perfect as a primary residence, vacation home, or investment property. Bring your boat or just walk down to your private dock and enjoy sitting by the water or fishing. Bring your vision, and start living the lake life today.

773 Shorewood Circle, Toccoa

$445,000

3 Beds ⋅ 2 Baths ⋅ 10615530 MLS

Welcome to your Lake Hartwell retreat! This 3-bedroom, 2-bathroom lakefront home offers the perfect blend of charm, comfort, and convenience. The home features a spacious kitchen with granite countertops, stainless steel appliances, and a large island, all filled with natural light streaming through the numerous windows. The primary bedroom is located on the main level and includes a cozy sitting area that can be used as an office, nursery, art studio, or powder room. With plenty of space for a large dining table, entertaining is effortless both inside and out. Step onto the expansive deck or relax on the covered porch while enjoying beautiful lake views. Outside, you'll find a two-car carport and an outbuilding that complements the home's exterior, perfect for storage of household items, lawn equipment, or lake toys. The covered slip dock provides direct lake access, while the neighborhood amenities include a private paved boat launch, community dock, clubhouse, swimming pool, tennis court, and open green space. With recent updates including a 7-year-old roof and newer HVAC and hot water heater (approx. 2 years old), this home is move-in ready. Whether you're looking for a weekend getaway or a full-time residence, this property offers everything you need to enjoy the best of Lake Hartwell living.

396 Cardinal Lane, Toccoa

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