Toccoa Homes with an Unfinished Basement for Sale

Welcome to the Abington Plan, a beautifully designed two-story home with a full unfinished basement offering 4 bedrooms and 2.5 bathrooms. The main level features an open layout with a bright eat-in breakfast area flowing into the living room, a modern kitchen with white cabinetry, stainless steel appliances, and granite countertops, plus a separate dining room for gatherings. Upstairs, the owner's suite boasts a tray ceiling, spa-like bath with soaking tub, separate shower, dual vanities, and walk-in closet, while three additional bedrooms-including one with a versatile bonus room-share a stylish hall bath, and the laundry room adds convenience. Located in the charming Quail Forest community in Toccoa, this home offers the relaxed feel of small-town living with convenient access to US-23 and GA-17, just minutes from Toccoa Falls, Currahee Vineyard & Winery, the Historic Ritz Theatre, and a short drive to Lake Hartwell.

171 Quail Forest Circle, Toccoa

$309,900

3 Beds ⋅ 2 Baths ⋅ 10795572 MLS

This beautifully renovated three-bedroom, two-bath home on a full daylight basement in the heart of Toccoa, GA offers a welcoming blend of classic character and thoughtful modern touches. Tucked away in the established neighborhood of Pine Valley, nearly every detail is brand new, including the electrical system, lighting, appliances, kitchen cabinets and countertops, and hard wood flooring, offering a move-in-ready experience. Fresh paint inside and out brightens every room, while new windows welcome abundant natural light throughout the home. A newly poured driveway, along with new carport and garage doors, enhances both convenience and curb appeal for extra vehicles, or for your RV or boat. The walkout basement, filled with daylight, offers tremendous potential-nearly doubling the available living space for future expansion, a recreation area, or additional storage. Perfectly situated close to local amenities yet tucked into a peaceful neighborhood, this property delivers a rare combination of value and functionality. With its blend of comfort, quality, and contemporary updates, this home feels both timeless and truly move-in ready!

117 Glencrest Drive, Toccoa

$329,000

3 Beds ⋅ 2 Baths ⋅ 10794474 MLS

Close enough to be there, far enough for privacy. This property actually makes that happen! 451 & 465 Defoor Road is a rare two-residence property on 1.61 level acres in Toccoa-thoughtfully set up for multigenerational living or a great investment opportunity for rentals! Both homes are well maintained. Each home carrying its own address and completely separate utilities. No shared bills. No shared driveways. Just two fully independent homes on one great piece of property. The main house brings the space and the substance - 3 bedrooms, 1.5 bathrooms, both formal and casual living areas, and a roomy eat-in kitchen with all appliances included. The partially unfinished basement is a storage dream, already equipped with a washer, dryer, and freezer. Step outside to a spacious back deck and a fenced backyard that's ready for whatever you have in mind. The second home is a well-built-out single-wide with 2 bedrooms, 2 full bathrooms, a large covered front porch, a bright sunroom, a screened porch, and a bonus room that could easily serve as a third bedroom-more space and versatility than you'd expect. A detached two car carport and its own driveway round out a setup that truly stands on its own. THREE outbuildings, a generously sized yard, and a well (currently not in use) on the property add even more utility and value. All of this just minutes from town, everyday shopping and dining, and Lake Hartwell. Whether you're looking for a rental, space to grow into or a setup that keeps everyone close on their own terms, this one is worth a look. Schedule your showing today!

451 Defoor Road, Toccoa

$377,000

4 Beds ⋅ 3 Baths ⋅ 10790179 MLS

Welcome to your Lake Hartwell retreat! With waterfront access leading directly to your covered dock, this 3-bedroom, 3-bath home is designed for making memories on the lake and relaxing by the fire in the evenings. A newly poured concrete driveway provides easy access to the home and the attached two-car garage, with additional parking space perfect for hosting family and friends. Boat storage in the backyard offers plenty of room for your lake toys. The owner has already begun several renovations, including the addition of a spacious covered back porch overlooking the lake and surrounding mountain views at the northern end of Lake Hartwell. This inviting outdoor space is perfect for entertaining friends, grilling out, and enjoying meals while taking in the peaceful lake setting. The basement renovation has been started, allowing the next owner the opportunity to complete the space according to their own vision and needs. Start your mornings on the covered rocking chair front porch, then spend the day on the water. The kitchen features beautiful countertops and stainless steel appliances, making entertaining family and guests effortless. The covered dock is currently resting on the lake bottom due to fluctuating water levels. As lake levels change, the dock can be moved to deeper water when conditions allow. Whether you're looking for a full-time residence or the perfect lake getaway, this home offers endless possibilities. With plenty of parking, a two-car garage, and room for weekend guests, this is a home made for enjoying the lake lifestyle. Grab your phone and call today, don't miss this opportunity to own your piece of Lake Hartwell paradise!

1042 Lakeland Drive, Toccoa

$274,900

3 Beds ⋅ 2 Baths ⋅ 10758209 MLS

Quaint 3 bed, 2 bath brick home located just off Tugalo Street in downtown Toccoa! This spacious residence features a large kitchen, main-level master suite, and basement. Enjoy the convenience of downtown living with the added bonus of exterior buildings for extra storage or workspace. Don't miss this great opportunity!

148 Moreland Avenue, Toccoa

$270,000

3 Beds ⋅ 2 Baths ⋅ 10738959 MLS

!!HUGE PRICE REDUCTION 5/20/26!!! MOTIVATED SELLERS!! Quiet, desirable neighborhood just 3 miles from Big A Road in Toccoa! Welcome to this spacious, craftsman home with family in mind. Nestled on over an acre of privacy in beautiful Acre Estates, this 3 bedroom/ 2 bath home checks so many boxes! Front and private back porches allow you to appreciate the outdoors. Enter to a massive great room with cathedral ceilings and fireplace focal point. The open dining room is large for entertaining, and the recently updated kitchen offers contemporary colors with a chef's dream of butcher block counter tops, stainless steel appliances, and natural light throughout. Home boasts 3 roomy bedrooms, including a large master suite overlooking the backyard firepit and playland. Downstairs offers endless expansion possibilities with a full, unfinished, walk-out daylight basement and oversized 2 car carport. Owners recently replaced all windows with Window World windows that carry a lifetime transferrable warranty! New insulation in attic just added! These properties in Acre Estates rarely hit the market. Reserve your showing today!

315 Acre Estate, Toccoa

$230,000

3 Beds ⋅ 2 Baths ⋅ 10736348 MLS

Investor Special! This beautiful and modern 3-bedroom, 1 and a half bath ranch style home is now available and truly moving ready. Every system and surface in the home was thoughtfully upgraded to ensure comfort, functionality, and modern style. Abundant natural light floods throughout. The kitchen is the centerpiece of the home, featuring granite countertops, a large island with seating, ample cabinetry, modern faucets, and updated lighting fixtures. All Renovations and remodeling done recently (2025-2026) with new electrical wiring, upgraded pluming, new water heather and new HVAC system, new roof, LVP flooring, new back deck and wood fence. The unfinished basement offers strong value-add opportunity with prior apartment configuration already in place, perfect for investors or multi-generational living. It has exterior entrance and separate parking. The home is located close to town with all shopping and eating amenities at your fingertips.

99 Hilltop Lane, Toccoa

$364,999

5 Beds ⋅ 2 Baths ⋅ 10727494 MLS

Welcome to your Lake Hartwell retreat in beautiful Shorewood Estates! This 5-bedroom, 2-bath cabin sits on a private wooded lot with private dock, and a path leading directly to the water. Enjoy 2,048 sq. ft. of living space featuring vaulted ceilings, Enjoy Natural wood finishes, hardwood and tile flooring, along with large windows that bring warmth and character throughout, and a spacious great room with large open windows, perfect for gathering. The kitchen offers ample counter space and a full appliance package. Five bedrooms provide room for family and guests, plus a partially finished basement with endless potential for future living area, rec room, or storage. Outside, the full front and side decks create the ideal spot for entertaining or relaxing with lake views. Enjoy a convenient pull-through driveway with parking for multiple vehicles, boats, or trailers. Perfect as a primary residence, vacation home, or investment property. Bring your boat or just walk down to your private dock and enjoy sitting by the water or fishing. Bring your vision, and start living the lake life today.

773 Shorewood Circle, Toccoa

$899,000

6 Beds ⋅ 3 Baths ⋅ 10711071 MLS

Lake Hartwell New Construction. Beautiful newly built home with 3,926 total sqft, on Lake Hartwell located on the north end of the Tugaloo River. The main level offers a large kitchen, laundry, 2 bedrooms and 2 full baths. A large family room with vaulted ceilings and a dining room. Big windows that scale the lakeside of the home offering a lot of natural light and views. There is a sunroom off the owners suite for those quiet afternoons with your favorite book. The back deck if partially covered offering plenty of room for entertaining or a relaxed evening with the family. On the lower level is an unfinished living/rec area with 4 bedrooms, full bath and laundry. This will give 6 bedrooms, two family rooms and a second laundry room. The french doors open to a large patio overlooking the lake. This home is found on .66 of an acre with a gentle walk to the waterfront. There is a covered dock with a boat lift on big water with views of the mountains. There is also a car/boat open garage to park the lake toys or vehicles. Located conveniently to Toccoa and 985. Minutes from 85 and a short drive to the north Ga. mountains. Come see this hard to find new construction on the waterfront.

1010 Lakeland Drive, Toccoa

$299,900

4 Beds ⋅ 2 Baths ⋅ 10707363 MLS

"AGGRESSIVE SELLER!!" Beautifully Updated Home Near Downtown Toccoa & Toccoa Falls College! Welcome to this charming and move-in ready home ideally located just minutes from the downtown city of Toccoa and Toccoa Falls College. This inviting property offers a perfect blend of comfort, style, and convenience. Step inside to find a spacious layout featuring a warm and welcoming living area with a cozy fireplace-perfect for relaxing evenings at home. The home showcases updated flooring, neutral tones, and abundant natural light throughout, creating a bright and airy feel. The kitchen and dining area provide a functional and open space ideal for everyday living and entertaining. Bedrooms are generously sized, offering comfort and flexibility for family, guests, or a home office. Enjoy the outdoors from your property, with room to relax, garden, or entertain. Whether you're a first-time buyer, downsizing, or looking for an investment opportunity, this home checks all the boxes. Conveniently located near shopping, dining, schools, and just a short drive to downtown Toccoa and Toccoa Falls College-this is one you don't want to miss!

694 Lovers Lane, Toccoa

$209,000

3 Beds ⋅ 2 Baths ⋅ 10692034 MLS

Discover classic comfort and exceptional space with this charming four sided brick home on a spacious half-acre corner lot in the heart of Toccoa. Perfectly positioned just minutes from Big A Road and convenient to Downtown Toccoa, this home offers easy access to local shopping, dining, and entertainment while remaining tucked inside a quiet, established neighborhood. Located near Stephens County High School and Rose Lane Park, the property combines everyday convenience with a desirable residential setting. Inside, natural light fills the welcoming living room through large windows, creating a bright and inviting atmosphere. The functional kitchen features abundant cabinetry, and an adjoining dining room with access to screened in porch, great for outdoor dining. Owner's suite with access to bathroom with step in shower. Two ample sized bedrooms share a bathroom with a tub/shower combination. Bonus area perfect to use as a home office or family den. Outside, the expansive yard offers room to garden, play, or relax. BONUS: Unfinished basement with garage and private entry, perfect for a shop, garage, or convert to an income producing unit. This move-in ready home delivers space, location, and timeless appeal. Call our team today for your private tour!

27 Hilltop Lane, Toccoa

$225,000

3 Beds ⋅ 2 Baths ⋅ 10683684 MLS

Four-sided brick home on an almost one-acre corner lot within city limits. Features a full, unfinished basement offering excellent potential for expansion or storage. Large lot provides space and privacy while remaining convenient to local amenities. Solid construction and great opportunity to customize or add value. High speed fiber internet already available at the home.

820 Collier Road, Toccoa

$853,000

3 Beds ⋅ 4 Baths ⋅ 10674518 MLS

Set on 43 stunning acres, this exceptional property offers the perfect blend of modern farmhouse living, livestock functionality, and resort-style entertaining. Rolling pastureland is fully fenced and cross-fenced and accented by a flowing creek, creating a picturesque and highly usable setting ideal for livestock, recreation, or a private family retreat. Outdoor amenities are thoughtfully designed for both daily enjoyment and large gatherings. A 60x45 barn is complemented by a 14x40 lean-to that serves as covered parking and a pavilion-style space for poolside entertaining. A 30x36 pole barn provides additional parking and storage flexibility. At the heart of summer fun is the 20x40 in-ground pool, featuring interior steps, a slide, and a diving board, along with an adjacent 14x40 pool house that dramatically expands entertaining space. The pool house is fully equipped with a full-size refrigerator, electric range, ice maker, and dishwasher, all set within an expansive layout ideal for counter-height dining and food service. A powder bath adds convenience, and a mini-split HVAC system ensures the space is comfortable for true year-round use. The entire home was fully renovated just a few years ago, showcasing a timeless modern aesthetic throughout. The main level offers a welcoming, open layout where the family room, kitchen, and dining area flow seamlessly, ideal for entertaining and everyday living. The family room features a fireplace and opens into a sunroom filled with natural light, offering a separate exterior entrance and tranquil views of rolling pasture and estate-level privacy. The kitchen is both beautiful and functional, featuring a gas cooktop, double wall ovens, solid-surface countertops, and all appliances remain with the home. Just off the kitchen-but hidden from view-is a butler's pantry and laundry combination, providing exceptional storage and workspace while maintaining a clean, uncluttered presentation. The main level of the home includes three bedrooms, two with en suite baths, while a third full bathroom is located on the main level for guests. The partially finished basement adds tremendous versatility with a private exterior entrance, a finished bathroom, and an additional finished room currently used as an office. The unfinished portion is bright, well-lit, and expansive, offering abundant storage and flexible space currently used as a fitness area. With its usable acreage, livestock-ready land, modern comforts, and outstanding entertaining amenities, this property offers a rare opportunity to enjoy peaceful country living without sacrificing style or function-a true family estate and retreat designed to be enjoyed in every season.

281 Line Road, Toccoa

$160,000

2 Beds ⋅ 1 Baths ⋅ 10663916 MLS

Welcome home to this inviting 2 bedroom, 1 bath house conveniently located in Toccoa, Georgia. Filled with natural lighting throughout, the home feels bright, warm, and welcoming from the moment you step inside. The kitchen features a sink window that overlooks the backyard, along with a cozy dining area, creating a pleasant space for everyday living. A dedicated laundry and mudroom adds functionality and extra storage, while the attached carport provides covered parking and easy access to the home. Situated in a quiet neighborhood, this property offers a comfortable and peaceful setting and presents a great opportunity for an investment property, first-time homebuyers, or those looking to downsize, all while remaining close to local amenities, shopping, and dining!

83 Irene Street, Toccoa

$630,000

3 Beds ⋅ 3 Baths ⋅ 10657530 MLS

This great Lake Hartwell home is being sold turnkey with all of the furnishings and screened porch furniture included in the sale. It is sited on a one acre lot near the Currahee Club. The front porch welcomes you to the great room which is adjacent to the granite kitchen with island and stainless steel appliances and the dining area. This room opens onto a screened porch overlooking the lake and connects to an open grill deck. The owner's suite is on the main level and includes a bath with double vanities and a walk-in closet. This level also has the laundry area and another half bath. Upstairs, there are two bedrooms and a full bath. You will also find a flex area suitable for an office, exercise or additional sleeping. There is a concrete path that leads to the covered slip dock on one of the lake's main channels (Tugaloo).

49 Currahee Point, Toccoa

$181,000

3 Beds ⋅ 1 Baths ⋅ 10655048 MLS

MOTIVATED SELLER!! Discover the charm of this cozy three-bedroom, one-bath home perfectly situated just moments from the heart of the city. Recently repainted and featuring beautiful original hardwood floors, this home blends classic character with fresh updates. A standout feature is the detached concrete shop-ideal for woodworking, crafting, storage, entertaining, or any hobby that needs dedicated space. Enjoy the convenience of being able to walk to shops, dining, and everything the city has to offer. Full of warmth, potential, and functionality, this in-town gem is one you don't want to miss.

84 Park Street, Toccoa

$662,500

4 Beds ⋅ 3 Baths ⋅ 10651356 MLS

Located in one of the most sought-after areas of northern Stephens County near Habersham Co line, this 4-bedroom, 3-bath home offers the perfect blend of comfort, privacy, and natural beauty on over 14 acres. A circular driveway welcomes you to the property, which features gently rolling pasture, mature hardwoods, and a peaceful creek. Inside, the spacious great room showcases vaulted ceilings with exposed beams and a brick fireplace, creating a warm, inviting atmosphere. Enjoy the outdoors year-round from the screened-in back porch overlooking the private in-ground pool - ideal for relaxing or entertaining. The kitchen is well-appointed with ample cabinet space, and the oversized laundry room adds everyday convenience. A partially finished basement offers additional living space and a workshop perfect for hobbies or storage. Whether you're looking for a mini-farm, family homestead, or just space to breathe, this property delivers - all just minutes from downtown Toccoa and area amenities.

850 Long Road, Toccoa

$235,000

3 Beds ⋅ 2 Baths ⋅ 10647592 MLS

Beautifully updated ranch in Toccoa! This 3BR/1.5BA home features brand new roof, HVAC, water heater, and gutters, new LVP flooring throughout, fresh interior and exterior paint. The bright kitchen offers white quartz countertops and new appliances, making it truly move-in ready. A full unfinished basement provides excellent storage or future expansion potential. Enjoy the peaceful setting from the back deck overlooking the large backyard, and take advantage of the spacious carport for additional covered parking. Situated on a beautiful, private lot, this home combines charm, comfort, and value. Located less than a mile from Currahee Vineyard and Winery!

75 Cawthon Road, Toccoa

$470,000

4 Beds ⋅ 3 Baths ⋅ 10643079 MLS

Nestled on over six picturesque acres surrounded by more than 1,500 acres of NATIONAL FORREST, this stunning 4 bedroom 2.5 bath property offers the perfect blend of privacy, beauty, and convenience. The scenic drive in, flowing along the beautiful Toccoa Creek, sets the tone for a truly remarkable home in the desirable Bend N Hickory area-a nature lover's dream. Although the setting is serene, the property is located just minutes from downtown Toccoa and all the conveniences of local amenities. A long private driveway welcomes you to the home, where both an attached garage and an RV carport provide ample parking options. The charming front porch spans the entire length of the house, inviting you to relax and enjoy the tranquil surroundings, while the screened-in back porch offers a comfortable retreat for savoring warm summer days. Step inside to be greeted by a beautiful wood staircase and an open, light-filled, main level featuring hardwood floors throughout. The spacious floor plan includes a formal dining room and a dedicated office space, perfect for entertaining or working from home. The kitchen, equipped with stainless steel appliances, a breakfast nook, and a peninsula with additional seating, flows seamlessly into the inviting living room where a cozy rock fireplace serves as the focal point. A convenient half bath on the main level adds practicality for guests and everyday living. Upstairs you'll find four bedrooms and two full bathrooms, including a luxurious primary suite complete with a soaking tub, separate shower, and double vanities. The unfinished basement, accessible through a lower-level garage entry, offers endless possibilities for storage or future expansion and has been thoughtfully stubbed for a bathroom. Combining modern comfort with natural beauty, this exceptional property is more than a home-it's a retreat! Enjoy the peace and seclusion of your private forest haven, with every modern convenience just a short drive away.

1886 Bend N Hickory Road, Toccoa

$535,000

8 Beds ⋅ 6 Baths ⋅ 10618741 MLS

EXPANSIVE REMODELED HOME WITH INVESTMENT POTENTIAL on 3.65 acres across from Stephens County Hospital and Toccoa Falls College. This unique property offers a rare opportunity to own a 4-SIDE BRICK home boasting over 5500 sq ft that has been thoughtfully finished out into a spacious ranch-style duplex. With a total of eight bedrooms and five and a half bathrooms, the layout provides exceptional flexibility for a variety of uses. Used as a medical office for many years, the property has been transformed back into a residence that perfectly suits multigenerational living, student housing, roommate arrangements, or even assisted living. Four separate entrances could allow for easy conversion to a quadplex with city approval. Each side of the current duplex configuration offers generous living space with a practical floor plan that emphasizes comfort and functionality. The single-level design makes it easily accessible, while the abundance of bedrooms and bathrooms allows for privacy and convenience for every occupant. The location adds even more appeal-situated directly across the street from Stephens County Hospital and Toccoa Falls College, it is ideal for those seeking proximity to medical services, educational opportunities, and community resources. Commuting is also a breeze, with quick access to Highway 365/441 in just 10 minutes and Interstate 85 within 25 minutes. This parcel has over 270 ft of road frontage on Rock Quarry Rd and over 270 ft of road frontage on Falls Rd.Turn Whether you are an investor looking for income potential, a family in need of versatile housing, or someone searching for a property with both residential and commercial possibilities, this property is a must-see.

27 Rock Quarry Road, Toccoa

$200,000

2 Beds ⋅ 2 Baths ⋅ 10617457 MLS

Beautifully renovated home in peaceful neighborhood near downtown Toccoa, GA. This charming home features two spacious bedrooms, two lovely bathrooms, large kitchen with lots of storage and new stainless appliances. Brand new deck attached to a large new screened porch - perfect for entertaining. Family room,dining room and laundry room. Very quiet setting on dead end street, walking distance from downtown shopping and eateries. Move-in ready! This is a must see! *** Home Warranty for maximum protection included with a Full Price Offer!!! Owner / Agent

149 N Oak Street, Toccoa

$420,000

3 Beds ⋅ 2 Baths ⋅ 10615920 MLS

Escape to your private sanctuary on this 6+ acre flag lot along Highway 184, bordered by the serene Chattahoochee National Forest for unparalleled privacy and outdoor adventure. This meticulously maintained 1970s split-level home offers modern updates and a spacious 1,680 sq ft workshop, perfect for hobbyists, entrepreneurs, or storage needs. Located just minutes from downtown Toccoa, Toccoa Falls, and local amenities, this property blends rural tranquility with convenient access. Updated Home: 3 bedrooms, 2 full bathrooms, spanning 3,010 sq ft (2,256 sq ft above ground, 754 sq ft basement unfinished for storage or customization). Boasts new flooring throughout, a 2022 architectural shingle roof for lasting durability, and an attached 2-car garage for convenience. Spacious Workshop: 1,680 sq ft (42x40 ft) wood-framed shop (2010) with concrete floor, plumbing for a bathroom, and shingle roof-ideal for woodworking, automotive projects, or a home business. It has a studio apt studded out and includes a separate section that was a paint shop. Expansive Lot: 6+ acres of private, wooded land, perfect for recreation, gardening, or future expansion (buyer to verify zoning). Flag lot with driveway access off Hwy 184 ensures seclusion, enhanced by National Forest adjacency for hiking, hunting, or nature retreats.

3243 Highway 184 N, Toccoa

$135,000

2 Beds ⋅ 1 Baths ⋅ 10614256 MLS

Welcome to 1009 S Pond Street in Toccoa, GA! This 2-bedroom, 1-bath home offers peace of mind with a brand new roof, HVAC system, and water heater already in place. The home sits on an unfinished basement, providing plenty of storage and potential for future expansion. Behind the main house, there is a separate trailer currently rented for $1,025 per month through November 2025, creating immediate rental income for the new owner. The lease agreement will convey with the sale as well as the title to the trailer, and the trailer will be shown during due diligence. Whether you're searching for a starter home with built-in rental income or a strong investment property to add to your portfolio, this one checks the boxes. Property is being sold as-is with a preference for cash buyers.

1009 S Pond Street, Toccoa

$187,000

3 Beds ⋅ 2 Baths ⋅ 10607795 MLS

Well-maintained all-brick ranch home located in a quiet, established neighborhood in Toccoa. This 3-bedroom, 1.5-bath property offers comfortable living space on a spacious corner lot. Inside, you'll find a bright and inviting kitchen featuring beautiful wood cabinetry, black appliances, and an open layout with space for a dining area or breakfast nook. Hardwood floors in the main living areas and large windows throughout provide abundant natural light and a warm, welcoming atmosphere. Exterior highlights include low-maintenance brick construction, a gently sloped yard with mature trees, and a detached storage building for additional space and convenience. Conveniently located just minutes from downtown Toccoa, shopping, schools, and local amenities. Perfect for first-time buyers, downsizers, or investors. Schedule your showing today!

372 Hilltop Way, Toccoa

$275,000

4 Beds ⋅ 3 Baths ⋅ 10599403 MLS

Huge Yard! This home boasts a 3 acre lot. Filled with Dogwood and Magnolia Trees. 4 Bed 2.5 Bath. In a well-established neighborhood. Eat-in kitchen with a large bay window. Formal Dining Room. Large 2 car garage. Fireplace on main level and basement. Basement could be easily finished, outlets already in place. Newer roof and HVAC systems.

146 Cherokee Hills Lane, Toccoa

$365,000

3 Beds ⋅ 2 Baths ⋅ 10594683 MLS

This beautifully updated 3-bedroom, 2-bath home offers the perfect blend of comfort and space. With just under 2,000 square feet of well-designed living space, this home features a large, recently updated kitchen-alongside an open-concept layout. Enjoy the covered back porch where there is plenty of room for cookouts and entertaining guests. The 1.78 acres also includes a nice view and a creek that runs through the back side of the property. The home also includes a half-unfinished basement with great potential for storage or a workshop. Whether you're looking for peace and privacy or room to grow, this property checks all the boxes.

5 PIEDMONT CONNECTOR, Toccoa

$675,000

3 Beds ⋅ 3 Baths ⋅ 10565657 MLS

Lakefront Luxury on Lake Hartwell - No HOA! Welcome to your dream lakefront retreat in the desirable Travelers Point Subdivision! This immaculate home offers 2,288 square feet of thoughtfully designed living space on a serene .62-acre lot with breathtaking views of Lake Hartwell from every room across the back of the home. Step through the front door and immediately take in the stunning sight lines that stretch through the heart of the home to the sparkling water beyond. The layout is both elegant and functional, featuring a welcoming great room, dining room with sitting area, 3 spacious bedrooms and 2.5 bathrooms, including a well appointed and updated master retreat designed for pure comfort and relaxation. Open the 3 sets of French doors leading out to the incredible screened porch and enjoy the lake breeze and spectacular view. The timeless design of the eat-in kitchen is not only beautiful but is perfect for entertaining or casual family meals. The large laundry room adds convenience to your everyday routine. The home's centerpiece is a massive screened-in porch that spans the entire back of the home-ideal for enjoying lake breezes, morning coffee, or dinner parties and unforgettable sunsets. Downstairs, you'll find every man's happy place - a spacious and meticulously maintained workshop, perfect for hobbies or projects, and ample storage for all your lake toys and outdoor gear. Just a gentle walk leads you to your covered one-slip dock with a sundeck, making lake life easily accessible and endlessly enjoyable. All of this with no HOA, and just minutes from shopping, dining, and top-rated schools. Whether you're looking for a full-time residence or a peaceful getaway, this home offers the undeniable value of comfort, privacy, and waterfront beauty. The bonus? The peach trees have produced a bumper crop this year. Don't miss your chance to own this exceptional slice of Lake Hartwell paradise!

226 Travelers Point, Toccoa

$285,000

3 Beds ⋅ 2 Baths ⋅ 10564496 MLS

Great opportunity to own a newer build home in a great location that is convenient to everything that Toccoa has to offer! This home is tastefully finished with neutral colors, rubbed bronze fixtures, and solid surface countertops. All 3 bedrooms have spacious walk in closets. The large master suite has a separate shower and double vanity. Located on a corner lot, the sprawling backyard offers space for all outdoor activities. The full unfinished basement allows for expansion of living space, or loads of space for storage. Don't miss this one! Home is being sold as is.

1111 E Doyle Street, Toccoa

$520,000

5 Beds ⋅ 3 Baths ⋅ 10545140 MLS

*Under Contract At Time Of Listing*. This gorgeous home offers a ton of space inside and out. Situated on 8 acres close to town. Driving in you will notice the gentle rolling acreage, a large shop with utility hookups, and another building for storage. The beautiful porch welcomes you as you walk up to the property. Inside the home, you will find that no detail has been missed.

201 Matheson Road, Toccoa

$270,000

4 Beds ⋅ 2 Baths ⋅ 10528888 MLS

This beautiful home in downtown Toccoa is now on the market and ready to be your forever home. This meticulously remodeled bungalow features an inviting front porch that welcomes you inside. From the moment you step in, you'll feel the warmth and charm of this home. The open living area flows seamlessly into the stunning kitchen, complete with black granite countertops and sleek white cabinets. High ceilings enhance the spaciousness throughout the house. There are four generously sized bedrooms, all conveniently located off the main hallway, each offering ample storage space. The bathrooms are simply stunning, showcasing impressive craftsmanship that will leave you in awe. At the end of the hall, you'll find a laundry room, which leads to the deck at the back of the home. Living here means being close to everything! You can easily walk to downtown Toccoa for dining, shopping, and entertainment, and healthcare facilities are also within walking distance. Don't miss the opportunity to see this beautiful home in downtown Toccoa!

276 E Tugalo Street, Toccoa

$429,000

2 Beds ⋅ 2 Baths ⋅ 10526982 MLS

Lake Hartwell Cabin Co Comes with a Pontoon Boat! This amazing lakefront property on Lake Hartwell comes with a 2-year-old pontoon boat that the sellers bought for $90,000Coand it's included in the sale! The cabin has been expanded and upgraded to offer even more space and comfort. A large great room with high ceilings was added, along with a brand-new master bedroom and a huge walk-in shower. There's also a covered, screened-in porch that's perfect for relaxing and enjoying the peaceful lake views. The partially finished basement adds extra space for guests, games, or storage. And the best part? The cabin is being sold fully furnished with beautiful, high-quality furnitureCoincluding handcrafted Amish wood beds and dressers. Outside, the sellers redid the large private dock, and the property comes with kayaks, a hammock, and everything you need to enjoy lake life right away. The setting is quiet, private, and ideal for a weekend getaway, full-time living, or even a short-term rental. This is a rare chance to own a fully furnished lake cabin with a pontoon boat includedCodonCOt miss out!

130 Greenock Cove, Toccoa

$233,650

3 Beds ⋅ 2 Baths ⋅ 10523466 MLS

Don't miss this incredible opportunity located in the vibrant heart of Downtown Toccoa, GA! CHARMING office WITH POTENTIAL for Residential or Commercial Use! Situated on E.Tugalo Street, this property offers 2,866 sq ft which includes a 1,024 sq ft basement. The property features a modern layout, flexible spaces that can be customized to suit your needs, and ample parking. Step inside to find a thoughtfully designed interior. Property currently zoned B-III. Per the seller the roof was replaced 4 years ago. Kitchen currently has no appliances, 1/2 bath with plumbing in place for tub/shower on main. Bath in basement will need some work.

248 E Tugalo Street, Toccoa

$255,000

3 Beds ⋅ 2 Baths ⋅ 10519617 MLS

Welcome to 121 Stonewood Drive! This traditional 3-bedroom, 2-bath home offers nearly 2,000 square feet of comfortable living space. You'll love the spacious layout and the large unfinished basement, perfect for storage or future expansion. Recent upgrades include a new roof and furnace. Conveniently location in Toccoa, this home is a great opportunity for anyone looking for space, potential, and a solid investment.

121 Stonewood Drive, Toccoa

$255,900

3 Beds ⋅ 2 Baths ⋅ 10518831 MLS

428 Jordan Road is a hidden gem! This four-sided brick home sits on a spacious lot and features a full, clean, and dry basement-perfect for a craft room, man cave, or additional storage. Inside, you'll find a welcoming great room with a masonry fireplace, open to the breakfast area and updated kitchen with new appliances, cabinetry, and fixtures. Recent renovations include fresh paint, new gutters, updated bathrooms, and modern lighting throughout. Enjoy pastoral views of neighboring pastures with cows, goats, and herding dogs from the private backyard. A real bonus is the three- or four-stall workshop with power and a concrete floor-ideal for hobbies, storage, or projects. This is a well-maintained home with character, charm, and room to spread out! New Survey has been ordered.

428 Jordan Road, Toccoa

$775,000

2 Beds ⋅ 6 Baths ⋅ 10496809 MLS

Luxury Living with Income Potential - Prime Downtown Toccoa Investment Live in luxury while your property pays for itself! This 16,400 sq. ft. fully renovated brick building in downtown Toccoa offers the perfect blend of residential comfort and income-generating potential. Zoned B-II, this versatile property supports a range of uses, including multi-family, retail, office, restaurant, hotel, and more. The top floor features a high-end residential suite, ideal for an owner-occupant seeking a stylish urban lifestyle. With 8,200 sq. ft. of open-concept space, steel truss beams, high ceilings, and poured concrete floors, it's a modern, spacious retreat. The lower level, also 8,200 sq. ft., boasts 10+ ft. steel beam ceilings and poured concrete floors, making it perfect for rental income through commercial, retail, or additional residential units. Situated on a high-visibility corner lot with frontage on Currahee St. and Sage St., this property is a prime investment opportunity. Whether you lease out office spaces, retail storefronts, or additional apartments, this is a chance to own a self-sustaining, income-producing property while enjoying upscale downtown living. Seller may hold mortgage contact listing agent for details Shown by appointment only-schedule your tour today!

18 W Currahee Street, Toccoa

$715,000

3 Beds ⋅ 3 Baths ⋅ 10493197 MLS

Welcome to your dream retreat! Nestled on at least 10 acres of breathtaking countryside, this remarkable property offers the perfect blend of rustic charm and modern amenities. The custom-built home is a masterpiece, featuring a stunning stacked stone fireplace that serves as the heart of the living area. Kitchen is spacious with large island featuring gas cooktop and double ovens + stainless appliances. Expansive porches provide the ideal spots to take in the serene surroundings or enjoy the seasonal mountain views. Inside, the tongue and groove ceilings add a touch of elegance and warmth, making every room feel cozy and inviting. Equestrian enthusiasts will be delighted by the massive barn, complete with well-designed horse stalls that ensure the utmost comfort for your beloved animals. The property is thoughtfully laid out, with plenty of space for riding, training, or simply exploring the great outdoors. This farm provides unmatched privacy and direct access to endless trails and adventures. Whether you're looking to cultivate a working farm, a private sanctuary, or a recreational haven, this property has it all. Located in Habersham County and only minutes to Hwy 441. Schedule your visit today and experience the magic of this exceptional estate! **Property is being subdivided and will be at least 10 acres with house and barn - do no refer to public records for correct property lines.** Can be combined with MLS #s for a total of 73.8+/- acres adjoining National Forest.

700 Chopped Oak Church Road, Toccoa

$680,000

3 Beds ⋅ 3 Baths ⋅ 10473490 MLS

Golf Course Views | Modern Ranch in Currahee Club. Welcome to this exquisite 3-bedroom, 3-bathroom ranch-style home in the sought-after Currahee Club, nestled on the shores of Lake Hartwell and offering unmatched views of the quarry and 17th hole. Built in 2019, this move-in-ready luxury home blends timeless design with high-end finishes and an open-concept floor plan. Step inside to soaring cathedral ceilings, hand-hewn wood beams, and an abundance of natural light that fills every corner of this elegant retreat. The spacious family room flows seamlessly into a cozy keeping room, perfect for quiet evenings or entertaining guests. The heart of the home is a chef-inspired kitchen featuring premium appliances, custom cabinetry, and panoramic views-ideal for hosting or casual everyday living. The owner's suite is a true sanctuary, complete with a spa-style bath, expansive walk-in closet, and serene views of nature. Additional highlights include a screened-in porch, and a full unfinished basement offering limitless possibilities-additional guest suite, home theater, gym, or wine cellar. Located in one of North Georgia's premier golf and lake communities, this home offers exclusive access to resort-style amenities, including a championship golf course, clubhouse, fitness center, and hiking trails and more. Don't miss your chance! Please note that some images have been virtually staged.

90 Southern Trace, Toccoa

$1,385,129

4 Beds ⋅ 5 Baths ⋅ 10473191 MLS

This beautiful home is back on the market. Previous buyer was unable to close and now is your opportunity!! Poised above the 10th fairway of the renowned Jim Fazio-designed golf course, this nearly new, three-level residence offers an extraordinary blend of privacy, panoramic views, and timeless design. From sweeping vistas of Lake Hartwell to the layered ridgelines of the Blue Ridge Mountains, every room captures a breathtaking backdrop-underscoring the rare beauty of this premier homesite. Thoughtfully crafted with curated finishes, the heart of the home is a chef's kitchen outfitted with Wolf and Sub-Zero appliances, custom cabinetry, quartzite countertops, and a handcrafted island perfect for entertaining. Wide-plank hardwood floors anchor a light-filled layout that extends seamlessly to multiple porches-each a front-row seat to the views and fresh mountain air. The main-level primary suite serves as a private retreat with a spa-inspired bath, dual walk-in closets, and direct porch access. Downstairs, a fireside family room, home theater, two additional ensuite bedrooms, and a workshop invite relaxation and functionality. The upper level completes the home with a fourth ensuite and another spectacular vantage point. A spacious three-car garage ensures ample room for golf carts and gear, encouraging full enjoyment of the active lifestyle that defines Currahee Club. Here, residents are welcomed into a new era-where thoughtfully refreshed amenities, an award-winning golf course, pickleball, tennis, a vibrant social scene, and future-forward vision come together to create one of North Georgia's most compelling lake and mountain communities.

81 Lookout Point, Toccoa

$335,500

4 Beds ⋅ 4 Baths ⋅ 10457178 MLS

Rare opportunity! This 4-bedroom, 3 1/2-bath home is nestled on over 8 acres of beautiful wooded land, just off Lake Louise Rd. With plenty of space and updates, it's the perfect place to call home. The main level features brand-new LVP flooring and a spacious living room, complete with a wood-burning fireplace and gas logs. A convenient half bath is located just off the living area. The updated kitchen boasts stainless steel appliances and sleek granite countertop. Adjacent to the kitchen, you'll find the laundry room and a spacious pantry for added storage. This home offers two owner suites, each providing a private retreat. The first suite is located on the main level and includes an updated bathroom with a walk-in tile shower and a large walk-in closet. Upstairs, you'll discover the second owner suite, along with two additional bedrooms and two bathrooms. The partially unfinished basement, accessible from the outside, offers great potential for additional storage or a workshop. Step outside to the back deck, where you can relax under the pergola and enjoy the peaceful surroundings and abundant wildlife. Don't miss out on this exceptional property - schedule your showing today!

283 Crescent Drive, Toccoa

$210,000

4 Beds ⋅ 2 Baths ⋅ 10456503 MLS

4 bed 2ba, 2000sf+, brick ranch home on 2+ acres. SOLD AS IS.

3064 W Currahee Street, Toccoa

$205,000

3 Beds ⋅ 1 Baths ⋅ 10441757 MLS

4 Side brick home sitting on 4.09 acres

7 Bennett Road, Toccoa

$355,000

3 Beds ⋅ 3 Baths ⋅ 10441701 MLS

Located in Habersham County, this beautifully updated four-sided brick split-level home offers 3 spacious bedrooms and 3 bathrooms, a large family room with a wood burning fireplace, Updated kitchen with a large island, and an office off the foyer., making it the perfect blend of comfort and modern living. No detail has been overlooked, with a brand-new roof, HVAC system, kitchen cabinets and countertops, and all-new appliances. The home also features new plumbing and fully updated bathrooms, along with fresh flooring throughout. Located in Habersham County, this home offers convenient access to Clayton, Gainesville, and Atlanta, ensuring you're never far from the area's best amenities. Enjoy the outdoors with several porches and patios, providing the ideal spaces for relaxation and entertaining

1046 Talmadge Drive, Toccoa

$1,200,000

7 Beds ⋅ 6 Baths ⋅ 10428366 MLS

Introducing the Clay Estate - where luxury meets tranquility! Nestled on 5 acres, this one-of-a-kind Lake Hartwell property boasts breath taking views, unlimited rental potential, and unique design elements. This expansive and exquisitely crafted home features 7 spacious bedrooms, 3 full bathrooms, and 2 half bathrooms, ensuring ample space for everyone. Inside, the living room welcomes you with 25-foot ceilings, floor-to-ceiling windows, and a custom masonry fireplace that spans three floors-creating a dramatic and inviting space. The property exudes a mountain resort feel, with expansive decks and private balconies off each bedroom that give guests a true vacation feel. A large garage and shop area, with potential as a future guest suite, is connected to the basement of the home by a unique 70-foot underground tunnel originally designed as a shooting range. The basement is a blank canvas, offering limitless possibilities already equipped with a unique solid concrete steel reinforced safe room, large fireplace, and multiple recreational areas. Whether you are looking for a lakefront getaway, private oasis, or property with rental potential, the Clay Estate offers a lifestyle and investment opportunity like no other. Call Cooper Dalrymple (706-244-5700) and schedule a tour today.

499 Currahee Ridge Road, Toccoa

$500,000

8 Beds ⋅ 6 Baths ⋅ 10421975 MLS

Discover a rare investment opportunity in North Georgia with two waterfront homes plus a buildable lot, all located on three parcels that can be subdivided into separate addresses. This property offers incredible potential for creating your own residential community, living in one home while renting or selling the others, or developing multiple short-term waterfront rentals. Nestled along the Tugaloo Channel of Lake Hartwell in the charming town of Toccoa, Georgia, this gem is perfect for investors, builders, developers, or anyone looking to buy and hold. The property includes: One finished home with three levels of living, outdoor spaces, and modern comforts. One unfinished home ready to be completed and customized to your vision. One vacant buildable lot offering endless possibilities to expand or add another home. Step outside and enjoy the serene lakefront setting. Follow the stairs to a large, covered dock featuring a boat slip and kayak racks-perfect for fishing, paddling, or simply soaking in the beauty of the water. The finished home boasts a wraparound porch, vaulted ceilings, and an open-concept floor plan that lets in abundant natural light and provides seasonal views of the water and trees. Highlights include: Two kitchens and three private bedrooms, plus a loft that combines a living area and sleeping space. Built-in movie theater seating and sound system for entertainment. Multiple living areas, ideal for spreading out or hosting guests. A stone fireplace with a cozy electric insert in the main living area. The owner's suite on the main level has a separate exterior entrance for added convenience, and the patio between two homes-with a firepit-offers the perfect gathering space. The unfinished home has a similar floor plan and can be tailored to your design preferences. This quiet retreat is surrounded by nature, with no neighboring homes in view from the dock, making it incredibly peaceful and private. Beyond the property, enjoy easy access to Toccoa's historic downtown with its restaurants, galleries, and shops, as well as nearby attractions like: Currahee Country Club and Golf Course Toccoa Falls College Tallulah Gorge State Park Lake Hartwell and its marinas The Tugaloo River Water Trail, vineyards, and local farms Whether you're seeking a long-term investment, a renovation project, or a unique living arrangement, this property offers unmatched versatility and potential in an unbeatable location. Don't miss this opportunity to own a piece of North Georgia paradise!

62 & 445 Cliffs Ridge Ext, Toccoa

$294,000

3 Beds ⋅ 3 Baths ⋅ 10419870 MLS

Discover this four-sided brick home in the sought-after, tranquil Hillendale subdivision. Tucked away on a private lot, this 3-bedroom, 2-bath home is surrounded by the beauty of nature. The spacious living room, featuring a masonry fireplace, opens to the kitchen and breakfast area. The kitchen includes a large pantry, and there's a convenient laundry/mud room leading to the two-car garage. Enjoy ample storage throughout, including a generous master walk-in closet. The partially finished basement offers an additional garage door, providing space for a third vehicle. The property also boasts a screened-in porch and deck, perfect for relaxing while overlooking a serene creek.

551 Hillendale Drive, Toccoa

$239,500

3 Beds ⋅ 2 Baths ⋅ 10419407 MLS

Just minutes from Historical Downtown Toccoa. Discover your ideal home in this beautifully maintained 3 bedroom, 2 bath 4 sided brick home. Step into the large living room to beautiful hardwood floors which runs throughout. The dine-in kitchen was generously crafted to offer abundant space, as well as floor-to-ceiling wood cabinets and ample counterspace. The casual dining room also provides enough room for special guests. As you enter the huge hallway you will find three spacious bedrooms, each capable of housing larger furniture. The primary bedroom has it's own full bath while the other two bedrooms have a shared tiled full bath. You don't have to go outside to access the basement as it is accessed from the eat-in kitchen area. The heating and air was updated in 2018. The spacious basement provides endless possibilities-create a home theater, gym, or additional living space. This property is less than 3.5 miles from doctor offices, hospital, fast food, shopping and Walmart.

188 Valley Drive, Toccoa

$236,000

3 Beds ⋅ 2 Baths ⋅ 10411272 MLS

Charming Brick Ranch. This 3 bedroom two bath home has recently been renovated and offers an updated open concept family/kitchen with new stainless steel appliances, granite countertops and plenty of soft close cabinets, including a pantry. With over 1500 square feet of living space, you'll be able to relax by the fire in your family room and the living/dining area will impress your guests. Original character of the home have been preserved. The hardwood floors runs throughout, smooth ceilings boasts new modern lighting fixtures that light up every room and compliment the style of the home. The master is a very nice size and has a beautiful updated ensuite with walk-in shower. The other bedrooms have plenty of windows and are a very good size. Both bathrooms are completely updated and feature tile throughout with granite counter tops. Electrical and plumbing have all been updated in the last year. There is a half basement that offers you additional room for storage, a workshop, etc. Relax on your back deck while looking out over the large back yard and mature trees that provide great shade in the summer. The outbuilding is sizable enough to store all your outdoor equipment. It is just minutes away from downtown and Big A Rd for all your shopping needs. Come check this beauty out. Seller is selling to be closer to family in a different part of the state.

380 Valley Drive, Toccoa

$299,900

3 Beds ⋅ 3 Baths ⋅ 10394960 MLS

**MOVE-IN READY!! ***BUILT BY: EMC HOMES* *BUILDER CLOSEOUT** LAST BASEMENT LOT!! **LARGE FULLY SODDED LOT** BEAUTIFUL & INVITING COMMUNITY FEEL** The Ivey Basement Plan. Lot #20. This House has been PROFESSIONALLY STAGED to help show off the vision of living in it. 2 Story with 3 bedrooms, 2.5 bathrooms with 1742 sq ft over a full unfinished daylight walk-out basement. Open concept with eat-in kitchen open to family room with an electric fireplace. Kitchen has wrap around white cabinetry for plenty of storage, upgraded granite countertops and Whirlpool Gold stainless steel appliances. Upper Level contains a spacious Primary bedroom with tray ceiling, and Primary bathroom with separate shower and soaking tub, and a dual vanity with cultured marble countertop. There are two ample sized secondary bedrooms sharing a full size hall bathroom featuring a cultured marble countertop vanity and a shower/tub combo, along with laundry room on same upper level. . ***PHOTOS ARE OF ACTUAL HOUSE*** ***Property does qualify for $0 Down 100% USDA Financing*** Settled in Northeast Georgia near the South Carolina border, Quail Forest is a quaint community in Toccoa offering affordable ranch and two-story homes. You'll love the serene setting of small-town living, away from the hustle and bustle of the city. With local attractions like Toccoa Falls, Currahee Vineyard and Winery, the Historic Ritz Theatre, and a short drive to the beautiful Lake Hartwell. Making Toccoa a great place to call home. PREFERRED LENDER IS BRYAN HORNER WITH REVOLUTION MORTGAGE.

95 Quail Forest Circle, Toccoa

$645,000

3 Beds ⋅ 3 Baths ⋅ 10393945 MLS

Welcome to your dream lakefront retreat! This stunning property features 3 spacious bedrooms and 2.5 baths, perfect for your own retreat or hosting guests. Enjoy views from the screened porch with your morning coffee, ideal for relaxing evenings, or soak up the sun on the open deck. With direct access to the water on a paved cart path, your private slip dock awaits for boating, fishing, or simply soaking in the serene surroundings. This home also offers a partial unfinished basement that can be utilized for storage. This property boasts a proven short-term rental income history, providing an excellent investment opportunity. Optionally sold furnished, this lakefront gem is ready for you to make it your own. Experience lakeside living at its finest!

49 Currahee Point, Toccoa

$382,000

4 Beds ⋅ 4 Baths ⋅ 10371055 MLS

Don't let this 10.56 Acre homesite which includes a 3080 SF main house with 4 bedrooms & & 3.5 Bath. Additional SF in Basement can be finished off. The property also includes an additional 2 car garage that has an additonal 492 SF Apartment with Kitchenette and 1 bedroom & 1 bath. Property is being sold "AS IS" with no disclosures.

2864 Prather Bridge Road, Toccoa

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