Browse All Bungalow/Cottage Style Properties for Sale

192 Persimmon Street in Toccoa, Georgia is an investor and cash buyer opportunity on 9.22 acres in Stephens County, inside the Toccoa tax district. This 1930 home offers 3 bedrooms, 2 full baths, and approximately 1,368 heated square feet, with a separate living room, separate dining room, and separate den for a traditional layout with room to redesign. The home needs significant renovation, making it a strong fit for a fix-and-flip, a long-term rental, or a buyer who wants to put sweat equity into acreage close to town. Additional features include enclosed front, side, and rear porches, an open carport, a 16x24 shop building, and a crawl space foundation. The 9.22-acre parcel combines open yard space with wooded land, giving the next owner privacy, room to expand, and long-term land value that is increasingly hard to find near Toccoa. Zoned R-IA according to Stephens County records. Conveniently located near downtown Toccoa, Lake Hartwell, and Currahee Mountain. Bring your contractor and your vision. Buyer to verify all information, including square footage, acreage, and zoning.

192 Persimmon Street, Toccoa

$265,000

3 Beds ⋅ 3 Baths ⋅ 10874533 MLS

This charming 1935 home is located within city limits convenient to town and within walking distance to Paul Anderson Park and historical downtown Toccoa. This home offers plenty of space with 3 beds and 2.5 baths just over 2,000 square feet. The home beautifully preserves its historic charm with heart pine wood floors, tongue and groove ceilings, and the original fire place while still offering modern conveniences to fit today's lifestyle.

124 Boulevard, Toccoa

$145,000

2 Beds ⋅ 2 Baths ⋅ 10850282 MLS

EXCELLENT PRICE on this fixer conveniently located near shopping, schools and outdoor activities! Seller has started renovations with new flooring in the kitchen, living room and hallway plus a NEW HVAC, water heater, new sheetrock in kitchen and living room, widened openings into kitchen, new subfloor in primary bedroom, and removed guest room subfloor in preparation for further reno. Sold AS IS, this home is ready for your finishing touches as a primary residence or rental. Large 0.89 acre level lot with a spacious yard is perfect for a garden or play area for the kids. Existing garden includes a large fig tree, numerous young plum trees, perennials, muscadine vines, Japanese maple, rock walls and more. Small carport for parking and wooded area in the back providing space and privacy. Don't miss out on this one!

1288 Rose Lane, Toccoa

$220,000

2 Beds ⋅ 2 Baths ⋅ 10845432 MLS

MOTIVATED SELLER - FULLY RENOVATED IN BEAUTIFUL TOCCOA, GA! MOVE-IN READY * 2 BEDROOMS * 2 BATHROOMS * $5,000 TOWARD CLOSING COSTS! Why take on a renovation when the work has already been done for you? This beautifully renovated 2-bedroom, 2-bath home in Toccoa, Georgia is ready for its new owner! Step inside and enjoy a fresh, updated home featuring stainless steel appliances, modern finishes, and comfortable living spaces designed for easy everyday living. And here's an opportunity buyers won't want to miss: MOTIVATED SELLER OFFERING $3,500 TOWARD BUYER CLOSING COSTS! Whether you're looking for your first home, downsizing, or searching for a move-in-ready property, this one deserves to be at the top of your list. Fully Renovated 2 Bedrooms / 2 Bathrooms Stainless Steel Appliances Move-In Ready Beautiful Toccoa, GA Location $5,000 Toward Closing Costs! Listed Below our Appraisal! MUST SEE! Opportunities like this don't last long. Schedule your showing today and make this Toccoa home yours before someone else does!

1059 Prather Bridge Road, Toccoa

$875,000

4 Beds ⋅ 4 Baths ⋅ 10843179 MLS

This great Lake Hartwell home will make a great second home, but it also has everything you would need for full-time living. The front porch welcomes you to the great room, which features soaring ceilings, a fireplace, wood flooring and a wall of windows overlooking the lake. The great room opens to the granite kitchen, which features stainless steel appliances and the large dining area. The owner's suite is on this level and includes dual vanities, a separate tub and shower and an oversized closet adjacent to the laundry room. The owner's suite opens to a covered porch with a hot tub and there is also a large open deck spanning the width of the house. Upstairs there are three bedrooms and a full bath. Two of the bedrooms open onto a large upper level porch overlooking the lake. The terrace level features a huge rec room currently set up with a television viewing area, a pool table, and exercise equipment. Also, there is a second full kitchen and dining area. This level also has two flex rooms for an office, exercise area or additional sleeping. The terrace level opens onto a lakefront patio which connects via an improved walkway to the covered slip dock on one of the lake's main channels. This property features a concrete driveway with plenty of parking and covered parking for two cars or boats. There is also a handy storage building for all of your lake toys. All furnishings are included in the asking price.

669 Shorewood Circle, Toccoa

$150,000

2 Beds ⋅ 1 Baths ⋅ 10836106 MLS

Welcome to this charming 1950s bungalow in the heart of Toccoa! This two-bedroom, one-bath home is full of character and has been thoughtfully updated over the years, offering the perfect blend of vintage charm and modern convenience. Located just past the elementary school, the home is also within walking distance of downtown Toccoa, shopping, churches, restaurants and more. Inside, the inviting family room flows seamlessly into the kitchen, creating a cozy and functional space for everyday living. The home has been carefully maintained while preserving the character that makes a 1950s bungalow so special. The bathroom has been recently renovated and features a beautiful tiled shower and new vanity. Just off the kitchen, you'll find an enclosed back porch with washer and dryer hookups, along with additional unfinished space that offers plenty of possibilities. Use it as a walk in pantry, additional bathroom, storage room, or finish it to fit your specific needs. Central HVAC provides year-round comfort, while the gas wall heater offers a reliable backup source of heat during cooler months. Whether you're a first-time buyer, looking to downsize, or searching for a home close to everything downtown Toccoa has to offer, this bungalow is ready to welcome you home!

504 N Pond Street, Toccoa

$173,000

2 Beds ⋅ 2 Baths ⋅ 10833630 MLS

"HUGE PRICE REDUCTION!!" -- VA FORECLOSURE --Minutes from Downtown Toccoa! 2BR, 2BA Home Sits on 0.38 acres in Stephens County, Zoned for Big A Elementary, Stephens County Middle, and Stephens County High School. Updated Exterior with Covered Front Porch. Inside, Living and Dining Areas Flow -- Fully Remodeled in 2022. Family Room with Electric FP -- The Kitchen Has Quartz Countertops, White Shaker Cabinets, Farmhouse Sink, and Stainless Steel Appliances. Both Bathrooms Have Tile Showers; The Property was Originally Built in 1955; Updates Appear to have Included the Roof, HVAC, and Water Heater. Property is Being Sold "As Is" and Seller will not Make Any Repairs. Come Take a Look!!

345 PRATHER BRIDGE Road, Toccoa

$360,000

2 Beds ⋅ 2 Baths ⋅ 10832860 MLS

Welcome to 557 Benttree Circle! This property features two dwellings positioned on a 1.24 acre pond front lot with two docks. The main home is 1500 square feet with two bedrooms and two bathrooms. It has a large living area, spacious kitchen with a large island and stainless steel appliances. You can enjoy your evening coffee or cocktail on the deck, or screened in porch located on the back of the house overlooking the water. The second dwelling is a cozy 680 square foot 1 bed 1 bath cabin with a rocking chair front porch. The cabin currently has tenants. The property also includes a storage building and a RV hookup. This property would make a great residence, getaway, or investment opportunity.

557 Benttree Circle, Toccoa

$298,900

3 Beds ⋅ 2 Baths ⋅ 10821352 MLS

Wonderfully renovated ranch on 1 acre! This home has undergone extensive renovations and is like new! This 1600 sq ft home boasts 3 bedrooms, 2 full baths, living room and den. Kitchen has a farm sink with new cabinets, solid surface countertops and new stainless appliances. Home has LVP throughout. There is a wood burning stove, all new electrical and all new pex piping for the plumbing. The home has all new insulation and sheetrock. Primary bath has a walk in shower. The back porch is screened in and the home has a new water heater. The home has all new lights, fans, and fixtures. This property has a single garage, a 1 car carport, a 2 car carport and a workshop. Beautiful landscaped yard with many flowering shrubs and large shade trees! This home is move in ready and won't last long! It's only a 10 minute drive to Toccoa Falls, a 186 foot waterfall! Less than 10 minutes to grocery stores. Stephens County hospital is right in town as well. Enjoy the downtown antique shops and local eateries. Visit multiple parks and state parks in the area and Lake Hartwell is just a short drive away!

1707 Buena Vista Drive, Toccoa

$550,000

6 Beds ⋅ 4 Baths ⋅ 10818520 MLS

HISTORIC CHARACTER | SPACIOUS RESIDENCE | SEPARATE PROFESSIONAL OFFICE A unique opportunity in Toccoa! Built in 1928, this distinctive property offers approximately 4,027 square feet of living space in the main residence, plus a separate two-story professional office building with approximately 1,232 square feet. With a total of more than 5,200 square feet between the two buildings, the possibilities are plentiful for those seeking a home with character, room to spread out, and flexible work or business space. The six-bedroom residence features soaring ceilings, beautiful mahogany doors, plantation shutters, French doors, original fireplaces, and a sunroom. The kitchen includes a pantry and butler's pantry, while an updated main-level bedroom suite adds convenience. A number of improvements have been made over the years, including double-pane windows, HVAC updates, a 2024 water heater, and a 2025 deck. The detached two-story office building offers its own kitchen and two half baths, providing valuable space for professional use, a home-based business, or other permitted uses under the property's C-3 zoning. Covered parking for two vehicles adds further convenience. Situated on approximately 0.51 acres near downtown Toccoa, this property offers a rare combination of historic character, substantial space, and residential and commercial versatility. A special opportunity for buyers who appreciate older homes and recognize the potential to make a distinctive property their own. Schedule your showing and explore the possibilities!

359 E Tugalo Street, Toccoa

$250,000

3 Beds ⋅ 3 Baths ⋅ 10810462 MLS

Complete and total renovation from the studs. Covered with fiber cement boards instead of vinyl siding. Every inch has been touched with new materials, too much to list. View the pictures and come check out this gorgeous home on a large lot on a very quiet street. You won't be disappointed.

545 Shady Lane, Toccoa

$200,000

2 Beds ⋅ 2 Baths ⋅ 10792566 MLS

Perfect starter home or rental property. Move in ready condition. Plenty of parking. Great yard for the kids and pets with lots of room for a garden or adding a play structure. Enjoy your covered front porch in your rocking chairs or a nap on the screened porch. Includes a large master suite with a walk-in closet, private bath and laundry. Spacious kitchen includes all appliances with room for the whole family. Located off of Falls Road, it's less than a mile from downtown Toccoa, shopping, restaurants, hospital and Toccoa Falls College.

52 Watson Extension, Toccoa

$199,990

2 Beds ⋅ 1 Baths ⋅ 10761420 MLS

This fully renovated 2-bedroom, 1-bath home offers country living at its best. Sitting on a spacious lot with beautiful open yard space and surrounded by nature, it's the kind of place where you can slow down, enjoy the outdoors, and feel right at home. Inside, everything has been updated with a fresh, clean feel, including new appliances and modern finishes, while still keeping the warm character of a country cottage. Public records show an effective year built of 1970, but the updates make this home feel fresh and move-in ready. Enjoy mornings on the covered front porch, plenty of room for gardening, pets, or outdoor hobbies, and best of all - no HOA telling you what you can and can't do. Whether you're looking for a starter home, downsizing, or just wanting a simpler country lifestyle, this property is one you'll want to see

1186 E Tugalo Street, Toccoa

$995,000

4 Beds ⋅ 3 Baths ⋅ 10735894 MLS

Tucked into a quiet, wooded cove on Lake Hartwell, Inn the Cove is a fully renovated, fully furnished retreat with a private covered dock that typically floats year-round with approximately 6 feet of water at full pool. Inside, vaulted ceilings, exposed wood beams, large windows, and abundant natural light give the home a relaxed, open feel. The kitchen features an oversized island, quartz countertops, farmhouse sink, and custom cabinetry, opening to the dining and living areas. Open the oversized kitchen windows and the counter becomes a pass-through bar to the screened porch, perfect for serving drinks, sharing meals, and keeping everyone connected between the kitchen and one of the home's favorite gathering spaces. Voted favorite spot for a rainy afternoon nap! The main house includes three bedrooms, laundry, and two full baths, including a primary suite with outdoor access, a bunk room, and guest bedroom. A detached recreation space serves as a game room, lounge, and fourth bedroom with four beds, plus its own full bath and large storage closet. New Trex decking offers plenty of room for dining and relaxing, while the dock makes boating, swimming, and kayaking easy. A public boat ramp is just two minutes away. Ideal as a full-time home, weekend retreat, or established income-producing rental with outstanding reviews. Inn the Cove is offered fully furnished, with high end furnishings and details throughout. In the owner's experience, 2026 was the only year that the dock did not remain floating year-round, due to extreme drought and unusually low managed lake levels.

159 Manor Oak Trail, Toccoa

$169,000

2 Beds ⋅ 2 Baths ⋅ 10538892 MLS

Welcome to easy one-level living in this beautifully remodeled 2 bedroom, 2 bath gem, nestled on a private lot at the end of the street with NO HOA! Completely renovated in 2022-including a brand-new roof-this home combines stylish modern upgrades with timeless charm. Whether you're a first-time buyer or a savvy investor looking to add a turnkey property to your rental portfolio, this home is a must-see. Inside, you'll find a bright and open layout with updated finishes throughout, while outside, the spacious fenced-in backyard offers a secure haven for kids and pets. You're just minutes from the heart of downtown Toccoa, where shops, restaurants, parks, and local attractions await. Don't miss this opportunity for location, comfort, and value in one perfect package!

128 Branch Street, Toccoa

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Browse All Bungalow/Cottage Style Properties for Sale

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